Citrus County property record for 729 Sinclair Ter, Inverness, FL 34450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,907 sqft · built 1987 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Sep 2026) |
| Tax Bill | $3,318 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jun 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02980-0330 |
| Primary APN | 20E-19S-21-0020-02980-0330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,907 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,907 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 265 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1789583 |
|---|---|
| Street Address | 729 SINCLAIR TER |
| City | INVERNESS |
| State | FL |
| Zip | 34450-6563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR |
| Legal Description | INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 33 & 34 BLK 298 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 21 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 298 |
| Legal Lot Number | 33,34 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 451002 |
729 Sinclair Ter is owned by two individuals who bought it in September 2026.
Source: Citrus County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 LOOMIS AVE, COLORADO SPRINGS, CO 80906-5122 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer AFFILIATED TITLE INC, AFFILIATED TITLE OF CENTRAL FL |
| Jun 15, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Aug 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Apr 8, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 24, 2023 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Feb 7, 2023 | Warranty Deed, Transfer COOPERATIVE TITLE AGENCY/FL, COOPERATIVE TTL AGCY OF FL I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Aug 11, 2025 · Amount on File |
| Deed Document Number | 202656184 |
| Deed Book / Page | 3708 / 714 |
| Prior Transfer Date | Jun 19, 2008 |
| Prior Transfer Doc | 0022352386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 18, 2026 |
| Property Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0000056184 |
| Book / Page | 3708 / 714 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 202656184 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | AFFILIATED TITLE INC, AFFILIATED TITLE OF CENTRAL FL |
| Amount | Amount on Record |
|---|---|
| Tax | $222,705.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 465 LOOMIS AVE, COLORADO SPRINGS, CO 80906-5122 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0000035109 |
| Book / Page | 3679 / 1225 |
| Instrument Date | May 29, 2026 |
| Instrument | 202635109 |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 36426 TANNER LN, EUSTIS, FL 32736-9653 |
| Document Number | 0035920150 |
|---|---|
| Date | Aug 11, 2025 |
| Book Page | 3592/150 |
| Instrument | 2025048481 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0000020085 |
| Book / Page | 3658 / 811 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202620085 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 24, 2023 |
| Property Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0033970092 |
| Book / Page | 3397 / 92 |
| Map Reference | MB 3 PG 51-66 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023042924 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Title Company | TITLE WAREHOUSE/AMERICA INC, TITLE WAREHOUSES OF AMERICA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,219.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 ROBYNS GLENN RD, OCOEE, FL 34761-9046 |
| Name | Verified Name |
|---|---|
| Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0000339793 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | 3397/93 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 7, 2023 |
| Property Address | 729 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0033531718 |
| Book / Page | 3353 / 1718 |
| Map Reference | MB 3 PG 51-66 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2023007022 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | COOPERATIVE TITLE AGENCY/FL, COOPERATIVE TTL AGCY OF FL I |
| Amount | Amount on Record |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6034 W TIRANA LN, DUNNELLON, FL 34433-4641 |
| Name | Verified Name |
|---|---|
| Address | 241 ROBYNS GLENN RD, OCOEE, FL 34761-9046 |
The 2025 property tax bill for 729 Sinclair Ter was $3,318, down 1.7% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,318.00 (-1.66%) | $251,009 (-2.5%) Land $10,240 Building $240,769 | $251,009 (-2.5%) Land $10,240 Building $240,769 |
| 2024 | $3,374.00 (+0.36%) Homeowner's exemption Additional exemption filed | $257,447 (+20.58%) Land $8,800 Building $248,647 | $257,447 (+20.58%) Land $8,800 Building $248,647 |
| 2023 | $3,362.00 (+285.55%) Additional exemption filed | $213,515 (+19.28%) Land $8,800 Building $204,715 | $213,515 (+19.28%) Land $8,800 Building $204,715 |
| 2022 | $872.00 Homeowner's exemption Additional exemption filed | $179,000 Land $7,440 Building $171,560 | $179,000 Land $7,440 Building $171,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 729 Sinclair Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 729 Sinclair Ter is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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