737 Sinclair Ter, Inverness, FL 34450 Property Records

Citrus County property record for 737 Sinclair Ter, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,343 sqft · built 1972
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Aug 2015)
Tax Bill	$706 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-02980-0290`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-02980-0290`
Alternative APNs	`2119S20E0020029800290` `1789567`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,343 sqft Living Area
Gross Area	1,947 sqft
1st Floor Area	1,343 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	128 sqft
Porch	Enclosed Porch
Porch Area	240 sqft
Patio Area	228 sqft
Utility Building	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1789567
Street Address	737 SINCLAIR TER
City	INVERNESS
State	FL
Zip	34450-6563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 29 & 30 BLK 298
Legal Range	20E
Legal Township	19S
Legal Section	21
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	298
Legal Lot Number	29,30
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3038
Census Tract	451002

Owner

Source: Citrus County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	737 SINCLAIR TER, INVERNESS, FL 34450-6563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2015 · Amount on Record
Deed Sale	Aug 19, 2015 · Amount on Record
Prior Sale	Mar 19, 2013 · Amount on Record
Deed Document Number	201539008
Deed Book / Page	2707 / 2178
Prior Transfer Date	Mar 12, 2013
Prior Transfer Doc	0025401018
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	737 SINCLAIR TER, INVERNESS, FL 34450-6563
Document Number	0030291480
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 SINCLAIR TER INVERNESS FL 344506563, INVERNESS, FL 34450-6563

Mortgage

Document Number	0030291480
Date	Jan 6, 2020
Book Page	003029/001480
Instrument	522

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 5, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$706.00 (+8.78%) Homeowner's exemption	$73,404 (-58.61%)	$173,673 (-2.07%) Land $10,240 Building $163,433
2024	$649.00 (+0.78%) Homeowner's exemption Additional exemption filed	$177,353 (+9.45%) Land $8,800 Building $168,553	$177,353 (+9.45%) Land $8,800 Building $168,553
2023	$644.00 (+3.87%) Homeowner's exemption Additional exemption filed	$162,037 (+21.22%) Land $8,800 Building $153,237	$162,037 (+21.22%) Land $8,800 Building $153,237
2022	$620.00 Homeowner's exemption Additional exemption filed	$133,670 Land $7,440 Building $126,230	$133,670 Land $7,440 Building $126,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20