Story County property record for 735 4th St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,037 sqft · built 1972 |
| Lot Size | 0.563 acres (24,526 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Dec 2025) |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-408-260 |
| Primary APN | 12-08-408-260 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,037 sqft Living Area |
| 1st Floor Area | 1,037 sqft |
| Basement Area | 1,037 sqft |
| Unfinished Basement | 1,037 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,526 sqft (0.563 acres) |
| Lot Dimensions | 194 ft deep x 133 ft wide |
| Garage Type | Attached |
| Garage Area | 316 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 735 4TH ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOSTETTER & MCCOY SD PARCEL F LOTS 12 13 & STREET BLK 1 SL317 PG 6 |
| Legal Subdivision | HOSTETTER & MCCOY'S SD |
| Legal Block | 1 |
| Legal Lot Number | 12,13 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 10200 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 735 4TH ST, COLO, IA 50056-1024 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Jul 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC |
| Apr 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 23, 2025 | Affidavit of Death of Joint Tenant, Transfer · Line of Credit EXCHANGE STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Dec 18, 2012 · Amount on Record |
| Deed Document Number | 202510879 |
| Last Transfer Date | Jan 2, 2026 |
| Transfer Doc | 0000000061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 735 4TH ST, COLO, IA 50056-1024 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202201385 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-01385 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 735 4TH ST, COLO, IA 50056-1024 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 735 4TH AVE, COON RAPIDS, IA 50058-1019 |
| Document Number | 0202405365 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 2024-05365 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 735 4TH ST, COLO, IA 50056-1024 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 735 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202502932 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 2025-02932 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 184 Months |
| Due | Aug 1, 2040 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Dec 23, 2025 |
| Property Address | 735 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202510878 |
| Map Reference | SL 317 PG 6 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025-10878 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ATS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 735 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202510880 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-10880 |
| Name | EXCHANGE STATE BANK |
|---|---|
| Type | Bank |
| Address | AMES, IA 50010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,116.00 (+2.43%) | $184,500 (+10.02%) Land $51,400 Building $133,100 | $184,500 (+10.02%) Land $51,400 Building $133,100 |
| 2024 | $3,042.00 (+3.4%) | ||
| 2023 | $167,700 Land $41,800 Building $125,900 | $167,700 Land $41,800 Building $125,900 | |
| 2022 | $2,942.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures