Story County property record for 724 4th St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,870 sqft · built 1918 |
| Lot Size | 0.244 acres (10,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2020) |
| Tax Bill | $3,398 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-406-320 |
| Primary APN | 12-08-406-320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,097 sqft |
| Basement Area | 1,097 sqft |
| Unfinished Basement | 1,097 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | A-Frame |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,650 sqft (0.244 acres) |
| Lot Dimensions | 142 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 228 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 724 4TH ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOSTETTER & MCCOY SD S1/2 LOT 7 & ALL LOT 8 BLK 2 |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | HOSTETTER & MCCOY'S SD |
| Legal Block | 2 |
| Legal Lot Number | 7,8 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 10200 |
724 4th St is owned and occupied by an individual who bought it in September 2020.
Source: Story County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 724 4TH ST, COLO, IA 50056-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST COMMUNITY FCU |
| Sep 10, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MEMBERS 1ST CU |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Deed Document Number | 202011051 |
| Prior Transfer Date | Apr 30, 2012 |
| Prior Transfer Doc | 0000004505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 724 4TH ST, COLO, IA 50056-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700006694 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 2017-00006694 |
| Name | MEMBERS 1ST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | AMES, IA 50010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 724 4TH ST, COLO, IA 50056-1024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201908333 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019-08333 |
| Name | MEMBERS 1ST CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Oct 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 22, 2020 |
| Property Address | 724 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202011051 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020-11051 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 724 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202011052 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-11052 |
| Name | IOWA BANKERS MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 724 4th St was $3,398, up 1.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,398.00 (+1.37%) | $201,200 Land $30,000 Building $171,200 | $201,200 Land $30,000 Building $171,200 |
| 2024 | $3,352.00 | ||
| 2023 | $184,700 (+27.38%) Land $24,400 Building $160,300 | $184,700 Land $24,400 Building $160,300 | |
| 2022 | $3,178.00 (+24.63%) | $145,000 Land $22,500 Building $122,500 | |
| 2021 | $2,550.00 | $145,000 Land $22,500 Building $122,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 724 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 724 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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