Story County property record for 725 4th St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,542 sqft · built 1953 |
| Lot Size | 0.332 acres (14,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jun 2025) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Oct 2024 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-408-175 |
| Primary APN | 12-08-408-175 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Basement Area | 822 sqft |
| Unfinished Basement | 822 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,475 sqft (0.332 acres) |
| Lot Dimensions | 193 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 725 4TH ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOSTETTER & MCCOY SD LOT 8 & N1/2 LOT 9 BLK 1 |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | HOSTETTER & MCCOY'S SD |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 10200 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 725 4TH ST, COLO, IA 50056-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 11, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 21, 2024 | Warranty Deed, Transfer · Line of Credit AVAILA BANK |
| Jun 11, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 20, 2024 | Public Action, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on Record |
| Deed Sale | Jun 11, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2024 · Amount on Record |
| Deed Document Number | 20254387 |
| Prior Transfer Date | Jun 4, 2024 |
| Prior Transfer Doc | 0202403860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 11, 2025 |
| Property Address | 725 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202504387 |
| Instrument Date | Jun 3, 2025 |
| Instrument | 2025-04387 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 4TH ST, COLO, IA 50056-1024 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0202504388 |
|---|---|
| Date | Jun 11, 2025 |
| Instrument | 2025-04388 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Oct 21, 2024 |
| Property Address | 725 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202407684 |
| Instrument Date | Oct 2, 2024 |
| Instrument | 2024-07684 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202407685 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 2024-07685 |
| Name | AVAILA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 11, 2024 |
| Property Address | 725 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202403860 |
| Instrument Date | Jun 4, 2024 |
| Instrument | 2024-03860 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $79.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3161 SE 22ND ST, DES MOINES, IA 50320-2401 |
| Investor | Possibly a Property Investor |
| Document Type | Public Action |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | May 20, 2024 |
| Property Address | 725 4TH ST, COLO, IA 50056-1024 |
| Document Number | 0202403190 |
| Instrument Date | May 20, 2024 |
| Instrument | 2024-03190 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3161 SE 22ND ST, DES MOINES, IA 50320-2401 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 (-16.97%) | $101,900 (-10.85%) Land $33,000 Building $68,900 | $101,900 (-10.85%) Land $33,000 Building $68,900 |
| 2024 | $2,074.00 (+12.84%) | ||
| 2023 | $114,300 (+23.3%) Land $26,800 Building $87,500 | $114,300 (+23.3%) Land $26,800 Building $87,500 | |
| 2022 | $1,838.00 (+24.86%) Homeowner's exemption | $92,700 Land $24,800 Building $67,900 | |
| 2021 | $1,472.00 | $92,700 Land $24,800 Building $67,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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