726 4th St, Colo, IA 50056 Property Records

Story County property record for 726 4th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,352 sqft · built 1898
Lot Size0.163 acres (7,105 sqft)
Owner2 Individual Names on File
Last Sale$47,000 (Feb 2024)
Tax Bill$766 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2025 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-08-406-310

Property Details

APN / Parcel Number

Primary APN12-08-406-310

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
1st Floor Area676 sqft
Basement Area169 sqft
Unfinished Basement169 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,105 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area131 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address726 4TH ST
CityCOLO
StateIA
Zip50056-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOSTETTER & MCCOY'S SD BLOCK:2 LOT:9 COLO
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionHOSTETTER & MCCOY'S SD
Legal Block2
Legal Lot Number9
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3037
Census Tract10200

Owner

726 4th St is owned by two individuals who acquired it in September 2026.

Source: Story County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1023 LINCOLN WAY, COLO, IA 50056-8563
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Quit Claim Deed, Transfer · Line of Credit
SECURITY STATE BANK
Dec 12, 2025Deed of Trust, Mortgage · Construction Mortgage
SECURITY STATE BANK
Feb 1, 2024Special Warranty Deed, Transfer
TITLE SERVICES GROUP, TITLE SERVICES CORP
Dec 14, 2023Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2024 · Amount on File
Deed SaleFeb 1, 2024 · Amount on File
Prior SaleDec 14, 2023 · Amount on File
Deed Document Number2024570
Last Transfer DateSep 18, 2026
Transfer Doc0000008593
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTORY IA
Recording DateSep 21, 2026
Property Address726 4TH ST, COLO, IA 50056-1024
Document Number0000008593
Instrument DateSep 18, 2026
Instrument20268593
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1023 LINCOLN WAY, COLO, IA 50056-8563

Mortgage

Document Number0000008584,
DateSep 21, 2026
Instrument20268584
Lender
NameSECURITY STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address726 4TH ST, COLO, IA 50056-1024
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1023 LINCOIN WAY, COLO, IA 50056-8563

Mortgage

Document Number0202510525
DateDec 12, 2025
Instrument2025-10525
Lender
NameSECURITY STATE BANK
TypeBank
AddressRADCLIFFE, IA 50230
Agreement
TypeConstruction Mortgage
AmountAmount on Record

February 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTORY IA
Recording DateFeb 1, 2024
Property Address726 4TH ST, COLO, IA 50056-1024
Document Number0202400570
Instrument DateJan 10, 2024
Instrument2024-00570
Transaction TypeTransfer
Record UpdatedMar 15, 2024
Title CompanyTITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

AmountAmount on Record
Tax$73.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 LINCOLN WAY, AMES, IA 50010-3326

December 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionSTORY IA
Recording DateDec 14, 2023
Property Address726 4TH ST, COLO, IA 50056-1024
Document Number0202308883
Instrument DateNov 14, 2023
Instrument2023-08883
Transaction TypeForeclosure
Record UpdatedJan 25, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 726 4th St was $766, down 53.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$766.00 (-53.12%)$45,400 Land $20,000 Building $25,400$45,400 Land $20,000 Building $25,400
2024$1,634.00
2023$90,000 Land $16,200 Building $73,800$90,000 Land $16,200 Building $73,800
2022$1,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 726 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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