731 4th St, Colo, IA 50056 Property Records

Story County property record for 731 4th St, Colo, IA 50056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,382 sqft · built 1958
Lot Size	0.379 acres (16,524 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (May 2023)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-408-230`

Property Details

APN / Parcel Number

Primary APN	`12-08-408-230`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,382 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,524 sqft (0.379 acres)
Lot Dimensions	194 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	731 4TH ST
City	COLO
State	IA
Zip	50056-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOSTETTER & MCCOY SD PARCEL E LOTS 11 & 12 BLK 1 SLIDE 317 PG 6
Legal Subdivision	HOSTETTER & MCCOY'S SD
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	STORY IA
Township / Civil Division	NEW ALBANY
Census Block Group	3
Census Block	3034
Census Tract	10200

Owner

731 4th St is owned and occupied by two individuals who bought it in May 2023.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	731 4TH ST, COLO, IA 50056-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Jan 18, 2021 · Amount on File
Deed Document Number	20232558
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	0000000833
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 1, 2023
Property Address	731 4TH ST, COLO, IA 50056-1024
Document Number	0202302558
Instrument Date	Apr 18, 2023
Instrument	2023-02558
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 4TH ST, COLO, IA 50056-1024

Mortgage

Document Number	0202302559
Date	May 1, 2023
Instrument	2023-02559

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 731 4th St was $1,744 with a homeowner's exemption, up 5.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Colo City
County	Story County
Unified School District	Colo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 (+5.06%) Homeowner's exemption	$114,100 Land $37,400 Building $76,700	$114,100 Land $37,400 Building $76,700
2024	$1,660.00
2023		$101,700 (+12.75%) Land $30,400 Building $71,300	$101,700 Land $30,400 Building $71,300
2022	$1,976.00 (+24.59%)	$90,200 Land $28,100 Building $62,100
2021	$1,586.00		$90,200 Land $28,100 Building $62,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 731 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLO WATER SUPPLY serves 853 people · EPA ID IA8520061
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Apr 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Colo Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20