718 4th St, Colo, IA 50056 Property Records

Story County property record for 718 4th St, Colo, IA 50056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,651 sqft · built 1918
Lot Size0.244 acres (10,650 sqft)
Owner2 Company Names on Record
Tax Bill$3,102 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-08-406-340

Property Details

APN / Parcel Number

Primary APN12-08-406-340

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,651 sqft Living Area
1st Floor Area894 sqft
Basement Area894 sqft
Unfinished Basement894 sqft
Game RoomGame Room
FlooringVinyl/Resilient
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1953
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,650 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeDetached
Garage Area1,102 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area292 sqft
Deck Area344 sqft
Patio Area634 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address718 4TH ST
CityCOLO
StateIA
Zip50056-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOSTETTER & MCCOY SD LOT 6 & N1/2 LOT 7 BLK 2
Legal Range21W
Legal Township83N
Legal Section08
Legal SubdivisionHOSTETTER & MCCOY'S SD
Legal Block2
Legal Lot Number6,7
JurisdictionSTORY IA
Township / Civil DivisionNEW ALBANY
Census Block Group3
Census Block3037
Census Tract10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address718 4TH ST, COLO, IA 50056-1024
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 19, 2025
Transfer Doc0202503684
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address718 4TH ST, COLO, IA 50056-1024
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202011376
DateSep 28, 2020
Instrument2020-11376
Lender
NameRIVER VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityColo City
CountyStory County
Unified School DistrictColo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,102.00 (+9.92%) Homeowner's exemption$209,200 (+16.55%) Land $30,000 Building $179,200$209,200 (+7.61%) Land $30,000 Building $179,200
2024$2,822.00 (+2.1%)
2023$179,500 Land $24,400 Building $155,100$194,400
2022$2,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLO WATER SUPPLY
serves 853 people · EPA ID IA8520061
Water SourcePurchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Colo Telephone Company
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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