620 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 620 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,002 sqft · built 1925
Lot Size	0.061 acres (2,657 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,500 (Nov 2020)
Tax Bill	$3,679 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-38870-00`

Property Details

APN / Parcel Number

Primary APN	`015-38870-00`
Alternative APN	`53-08-05-104-011.000-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft
Basement Area	397 sqft
Unfinished Basement	397 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,657 sqft (0.061 acres)
Lot Dimensions	66 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-38870-00
Street Address	620 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEM PT LOT 47
Legal Subdivision	BLOOMINGTON
Legal Lot Number	47
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1024
Census Tract	401

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 E MOODY DR, BLOOMINGTON, IN 47401-6544
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIR WAY LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Jan 4, 2007 · Amount on Record
Deed Document Number	202018707
Record Updated	Sep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Apr 25, 2023
Property Address	620 W HOWE ST, BLOOMINGTON, IN 47403-2231
Document Number	2023004225
Instrument Date	Apr 4, 2023
Instrument	2023004225
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 S NANCY ST, BLOOMINGTON, IN 47401-6050

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	624 E MOODY DR, BLOOMINGTON, IN 47401-6544

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	620 W HOWE ST, BLOOMINGTON, IN 47403-2231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003294
Date	Mar 15, 2017
Instrument	2017003294

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 6, 2020
Property Address	620 W HOWE ST, BLOOMINGTON, IN 47403-2231
Document Number	2020018707
Instrument Date	Oct 27, 2020
Instrument	2020018707
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2129 S HIGH ST, BLOOMINGTON, IN 47401-4311

Mortgage

Document Number	2020018708
Date	Nov 6, 2020
Instrument	2020018708

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,679.00 (-3.41%)	$186,100 (+14.38%) Land $38,100 Building $148,000	$186,100 (+14.38%) Land $38,100 Building $148,000
2024	$3,809.00 (+29.03%)
2023		$162,700 (+11.59%) Land $34,900 Building $127,800	$162,700 (+11.59%) Land $34,900 Building $127,800
2022	$2,952.00	$145,800 Land $30,400 Building $115,400	$145,800 Land $30,400 Building $115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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