Winnebago County property record for 727 Elgin St, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 710 sqft · built 1900 |
| Lot Size | 0.231 acres (10,067 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jul 2025) |
| Tax Bill | $1,915 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 253A103 |
| Primary APN | 253A103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 710 sqft |
| Finished Basement | 710 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,067 sqft (0.231 acres) |
| Garage Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 727 ELGIN ST |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | H T CASSIDYS 2ND ADD TO VILLAGE OF CHERRY VALLEY BNG PT W1/2 NE1/4 SEC 14-43-2 LOT 003 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 14 |
| Legal Subdivision | H T CASSIDYS 2ND ADD TO VILLAGE OF CHERR |
| Legal Lot Number | 003 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 3705 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 727 ELGIN ST, CHERRY VALLEY, IL 61016-9655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Jun 15, 2022 · Amount on Record |
| Deed Document Number | 202517251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 15, 2022 |
| Property Address | 727 ELGIN ST, CHERRY VALLEY, IL 61016-9655 |
| Document Number | 0000018743 |
| Map Reference | BK14 PG12 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2218743 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 727 ELGIN ST, CHERRY VALLEY, IL 61016-9655 |
| Document Number | 0000018744 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2218744 |
| Name | ROCK VALLEY FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.49% |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,915.00 | $32,640 (+44.13%) Land $11,484 Building $21,156 | $97,920 (+44.13%) Land $34,452 Building $63,468 |
| 2022 | $22,647 Land $6,982 Building $15,665 | $67,941 Land $20,946 Building $46,995 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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