Winnebago County property record for 708 Elgin St, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,306 sqft · built 2001 |
| Lot Size | 0.321 acres (13,961 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,000 (Jun 2005) |
| Tax Bill | $6,630 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 253A143 |
| Primary APN | 253A143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,306 sqft Living Area |
| 1st Floor Area | 1,653 sqft |
| Basement Area | 1,653 sqft |
| Finished Basement | 1,653 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,961 sqft (0.321 acres) |
| Garage Area | 540 sqft |
| Driveway | Driveway |
| Deck Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 253A143 |
|---|---|
| Street Address | 708 ELGIN ST |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | PLAT OF JAMISON SUB BNG SUB PT W 1/2 NE 1/4 SEC 1-43-2 LOT 003 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 1 |
| Legal Subdivision | JAMISON SUB BNG SUB |
| Legal Lot Number | 003 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3705 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 708 ELGIN ST, CHERRY VALLEY, IL 61016-9656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2005 · Amount on Record |
| Deed Sale | Jun 17, 2005 · Amount on Record |
| Deed Document Number | 2005536208 |
| Last Transfer Date | Jun 5, 2026 |
| Transfer Doc | 0000014471 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 9, 2026 |
| Property Address | 708 ELGIN ST, CHERRY VALLEY, IL 61016-9656 |
| Document Number | 0000014471 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202614471 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 ELGIN ST, CHERRY VALLEY, IL 61016-9656 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 708 ELGIN ST, CHERRY VALLEY, IL 61016-9656 |
| Document Number | 0001024834 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 708 ELGIN ST CHERRY VALLEY IL 610169656, CHERRY VALLEY, IL 61016-9656 |
| Document Number | 0001024834 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 1024834 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,630.00 (+4.61%) Homeowner's exemption | $98,216 (+10.55%) Land $11,484 Building $86,732 | $294,648 (+10.55%) Land $34,452 Building $260,196 |
| 2024 | $6,338.00 | $88,843 (+21.82%) Land $10,388 Building $78,455 | $266,529 (+21.82%) Land $31,164 Building $235,365 |
| 2022 | Homeowner's exemption | $72,928 Land $6,982 Building $65,946 | $218,784 Land $20,946 Building $197,838 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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