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739 Elgin St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 739 Elgin St, Cherry Valley, IL 61016

Property Summary

Property TypeDuplex
Details3 bd · 4 ba · 2,928 sqft · built 1940
Lot Size0.41 acres (17,860 sqft)
OwnerCompany Name on Record
Last Sale$252,000 (Mar 2026)
Tax Bill$4,695 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
May 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN253A112A

Property Details

APN / Parcel Number

Primary APN253A112A
Alternative APN
  • 1601254005

Interior

Bedrooms3 Beds
Full Baths4 Baths
Units2 Units
Stories1 Story
Building Area2,928 sqft Living Area
Gross Area5,448 sqft
1st Floor Area2,928 sqft
Basement Area2,520 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Construction TypeFrame
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Garage Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number253A112A
Street Address739 ELGIN ST
CityCHERRY VALLEY
StateIL
Zip61016-9655
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal DescriptionEXC HWY BEG C/L ELGIN ST AT W LN E1/2NE1/4 TH ELY ALG C/L 80.64 FT TH SELY115.59 FT TH SELY TO C/L
Legal Block1
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2008
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1310 PLAINFIELD AVE, JANESVILLE, WI 53545-0425
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed, Transfer · Commercial Mortgage
HOME EXPRESS MORTGAGE CORP
May 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 30, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2026 · Amount on Record
Deed SaleMar 6, 2026 · Amount on Record
Deed Document Number20265650
Record UpdatedOct 29, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateMar 6, 2026
Property Address739 ELGIN ST, CHERRY VALLEY, IL 61016-9655
Document Number0000005650
Instrument DateFeb 27, 2026
Instrument2605650
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address739 ELGIN ST, CHERRY VALLEY, IL 61016-9655

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 PLAINFIELD AVE, JANESVILLE, WI 53545-0425

Mortgage

Document Number0000005651
DateMar 6, 2026
Instrument2605651
Lender
NameHOME EXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate7.38%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateMay 15, 2017
Property Address739 ELGIN ST, CHERRY VALLEY, IL 61016-9655
Document Number0001014718
Instrument DateSep 22, 2016
Instrument1014718
Transaction TypeTransfer
Record UpdatedJun 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address739 ELGIN ST CHERRY VALLEY IL 610169655, CHERRY VALLEY, IL 61016-9655

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateJan 30, 2017
Property Address739 ELGIN ST, CHERRY VALLEY, IL 61016-9655
Document Number0001002967
Instrument DateSep 22, 2016
Instrument1002967
Transaction TypeTransfer
Record UpdatedFeb 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address739 ELGIN ST CHERRY VALLEY IL 610169655, CHERRY VALLEY, IL 61016-9655

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,695.00 (+5.77%) Homeowner's exemption Senior Citizen's exemption$76,305 (+10.55%) Land $11,841 Building $64,464$228,915 (+10.55%) Land $35,523 Building $193,392
2024$4,439.00$69,023 (+18.05%) Land $10,711 Building $58,312$207,069 (+18.05%) Land $32,133 Building $174,936
2022Homeowner's exemption$58,469 Land $9,073 Building $49,396$175,407 Land $27,219 Building $148,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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