712 Elgin St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 712 Elgin St, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,352 sqft · built 1981
Lot Size0.345 acres (15,008 sqft)
Owner2 Individual Names on Record
Tax Bill$4,735 (2025)
Flood ZoneZone X (minimal risk)
APN253A144

Property Details

APN / Parcel Number

Primary APN253A144
Alternative APN
  • 1601202010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,352 sqft Living Area
1st Floor Area1,176 sqft
Basement Area1,176 sqft
Finished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area15,008 sqft (0.345 acres)
DrivewayDriveway
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number253A144
Street Address712 ELGIN ST
CityCHERRY VALLEY
StateIL
Zip61016-9656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionPLAT OF JAMISON SUB BNG SUB PT W 1/2 NE 1/4 SEC 1-43-2 LOT 004
Legal Range2
Legal Township43
Legal Section1
Legal SubdivisionJAMISON SUB BNG SUB
Legal Lot Number004
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2003
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6634 OHARE DR, STILLMAN VALLEY, IL 61084-9704
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,735.00$65,859 (+41.37%) Land $11,484 Building $54,375$197,577 (+41.37%) Land $34,452 Building $163,125
2022$46,585 Land $6,982 Building $39,603$139,755 Land $20,946 Building $118,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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