718 Elgin St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 718 Elgin St, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 3,529 sqft · built 1870
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Jun 1998)
Tax Bill$1,321 (2025)
Flood ZoneZone X (minimal risk)
APN253A130

Property Details

APN / Parcel Number

Primary APN253A130
Alternative APN
  • 1601202013

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area3,529 sqft Living Area
Gross Area4,286 sqft
1st Floor Area1,386 sqft
Basement Area757 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Construction TypeFrame
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number253A130
Street Address718 ELGIN ST
CityCHERRY VALLEY
StateIL
Zip61016-9656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionWLY 153FT OF THAT PT E1/2 NE1/4 BETWEEN ELGIN ST + C+NW R/W SEC: 01 TWP: 043RANGE: 002 ACRES: 1.00
Legal Block1
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group2
Census Block2003
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address718 ELGIN ST, CHERRY VALLEY, IL 61016-9656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1998 · Amount on Record
Deed SaleJun 1, 1998 · Amount on Record
Deed Document Number199832779
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,321.00$53,209 (+38.57%) Land $17,227 Building $35,982$159,627 (+38.57%) Land $51,681 Building $107,946
2022Homeowner's exemption$38,400 Land $9,308 Building $29,092$115,200 Land $27,924 Building $87,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1994–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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