729 Elgin St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 729 Elgin St, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,538 sqft · built 1900
Lot Size	0.461 acres (20,076 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Oct 2001)
Tax Bill	$3,151 (2025)
Flood Zone	Zone X (minimal risk)
APN	`253A102A`

Property Details

APN / Parcel Number

Primary APN	`253A102A`
Alternative APN	`1601254004`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,538 sqft Living Area
Gross Area	4,686 sqft
1st Floor Area	1,631 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,076 sqft (0.461 acres)
Garage Area	483 sqft
Driveway	Driveway
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	253A102A
Street Address	729 ELGIN ST
City	CHERRY VALLEY
State	IL
Zip	61016-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	H T CASSIDYS 2ND ADD TO VILLAGE OF CHERRY VALLEY BNG PT W 1/2 NE1/4 SEC 14-43-2 LOTS 1 & 2
Legal Range	2
Legal Township	43
Legal Section	14
Legal Subdivision	H T CASSIDYS 2ND ADD TO VILLAGE OF CHERR
Legal Lot Number	1,2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	2
Census Block	2008
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	729 ELGIN ST, CHERRY VALLEY, IL 61016-9655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2001 · Amount on Record
Deed Sale	Oct 31, 2001 · Amount on Record
Deed Document Number	2001176292
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,151.00	$49,825 (+23.43%) Land $11,484 Building $38,341	$149,475 (+23.43%) Land $34,452 Building $115,023
2022	Homeowner's exemption	$40,366 Land $9,073 Building $31,293	$121,098 Land $27,219 Building $93,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20