Walton County property record for 720 Riverwalk Cir, Freeport, FL 32439 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,157 sqft Living Area |
| Lot Size | 7,100 sqft (0.162 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,000 (2025) |
| Tax Bill | $4,483.00 (2024) |
| Primary APN | 22-1S-19-23040-000-0730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,157 sqft Living Area |
| Gross Area | 2,634 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,100 sqft (0.162 acres) |
| Depth X Width | 11.9 ft x 6 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1038890 |
|---|---|
| Street Address | 720 RIVERWALK CIR |
| City | FREEPORT |
| State | FL |
| Zip | 32439-4260 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 73 RIVERWALK PH I PB 18-13 OR 2980-1097 OR 3050-2206 OR 3051-3735 OR 3193-1533 OR 3236-4195 OR 3372-4146 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | RIVERWALK PH I |
| Legal Phase | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 950502 |
Source: Walton County records · APN 22-1S-19-23040-000-0730
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL NETWORK INC |
| Feb 01, 2022 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage UNIVERSITY LENDING GROUP LLC |
| Feb 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF MO |
| Dec 05, 2018 | Grant Deed, Mortgage · Line of Credit BANK OF MO |
| Aug 18, 2017 | Deed of Trust, Mortgage · Line of Credit BEACH CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Feb 01, 2022 · Amount on Record |
| Deed Doc Number | 20250035687 |
| Deed Book / Page | 3372 / 4146 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 01, 2025 |
| Property Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0033724146 |
| Book / Page | 3372 / 4146 |
| Map Reference | MB 18 PG 13 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 20250035687 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 W DEMING PL APT 312, 312, CHICAGO, IL 60614-5903 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0033724148 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 3372/4148 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Number | 0033724167 |
|---|---|
| Date | Oct 01, 2025 |
| Book Page | 3372/4167 |
| Instrument | 20250035689 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 01, 2022 |
| Property Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0032364195 |
| Book / Page | 3236 / 4195 |
| Map Reference | MB 18 PG13&13-A-13-G |
| Instrument Date | Jan 31, 2022 |
| Instrument | 20220004665 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,004.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2285 W FAU GALLIE BLVD, MELBOURNE, FL 32935 |
| Name | Verified Name |
|---|---|
| Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0032364197 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 3236/4197 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0030974927 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 0030974927 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 003097/004927 |
| Instrument | 5536 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 05, 2018 |
| Property Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0030914134 |
| Book / Page | 003091 / 004134 |
| Instrument Date | Dec 03, 2018 |
| Instrument | 40368 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 30914134 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 003091/004134 |
| Instrument | 40368 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | 427 WILLIAM ST, CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 720 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0030502207 |
| Book / Page | 003050 / 002207 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY #300 DESTIN FL 325415732, 300, DESTIN, FL 32541-5732 |
| Document Number | 0030502207 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 003050/002207 |
| Instrument | 27922 |
| Name | BEACH CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302,841 (-10.14%) Land $35,175 Building $267,666 | $302,841 (-10.14%) Land $35,175 Building $267,666 | |
| 2024 | $4,483.00 (+31.27%) | $337,021 (+13.15%) Land $35,175 Building $301,846 | $337,021 (+13.15%) Land $35,175 Building $301,846 |
| 2023 | $3,415.00 (+1,233.98%) | $297,844 (+662.84%) Land $35,175 Building $262,669 | $297,844 (+662.84%) Land $35,175 Building $262,669 |
| 2022 | $256.00 | $39,044 Land $39,044 | $39,044 Land $39,044 |
720 Riverwalk Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 20th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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