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725 Riverwalk Cir, Freeport, FL 32439 Property Records

Walton County property record for 725 Riverwalk Cir, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,768 sqft Living Area
Lot Size6,490 sqft (0.148 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2025)
Tax Bill$3,099.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-1540
Alternative APN
  • 1038952

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area
Gross Area2,397 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,490 sqft (0.148 acres)
Depth X Width13 ft x 5 ft Depth x Width
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1038952
Street Address725 RIVERWALK CIR
CityFREEPORT
StateFL
Zip32439-4261
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 154 RIVERWALK PH I PB 18-13 OR 2795-1371 OR 2883-452 OR 3124-1470 OR 3193-1533 OR 3236-4314 OR 3346-3849
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number154
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-1540

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address725 RIVERWALK CIR, FREEPORT, FL 32439-4261
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2025Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 01, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Jun 18, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF MO
Nov 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2025 · Amount on Record
Deed SaleJan 08, 2025 · Amount on Record
Prior SaleFeb 01, 2022 · Amount on Record
Deed Doc Number0033463849
Deed Book / Page3346 / 3849
Record RefreshedJun 08, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 08, 2025
Property Address725 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0033463849
Book / Page3346 / 3849
Map ReferenceMB 18 PG 13-A-13-G
Instrument DateJan 08, 2025
Instrument20250000796
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address367 MANGO LN, FREEPORT, FL 32439-6684

Transferred To (Grantee/Buyer)

NameVerified Name
Address72A RVCRWALK CIR, FREEPORT, FL 32439

Mortgage

Document Number20250000797
DateJan 08, 2025
Instrument20250000797
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

February 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 01, 2022
Property Address725 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0032364314
Book / Page3236 / 4314
Map ReferenceMB18 PG13&13-A-13-G
Instrument DateJan 31, 2022
Instrument20220004692
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,037.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 RIVERWALK CIR, FREEPORT, FL 32439-4261

Mortgage

Document Number0032364316
DateFeb 01, 2022
Instrument3236/4316
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address725 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0031480223
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address718 W BUSINESS US HIGHWAY 60 DEXTER MO 638411005, DEXTER, MO 63841-1005

Mortgage

Document Number0031480223
DateJun 29, 2020
Book Page003148/000223
Instrument22376
Lender
NameBANK OF MO
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 15, 2019
Property Address725 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0031241470
Book / Page003124 / 001470
Instrument DateOct 21, 2019
Instrument40102
Transaction TypeTransfer
Record UpdatedDec 06, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$126.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$269,799 (+2.35%) Land $35,175 Building $234,624$269,799 (+2.35%) Land $35,175 Building $234,624
2024$3,099.00 (+4.41%)
2023$2,968.00 (+1,059.38%) Homeowner's exemption$263,598 (+575.13%) Land $35,175 Building $228,423$263,598 (+575.13%) Land $35,175 Building $228,423
2022$256.00$39,044 Land $39,044$39,044 Land $39,044

Flood & Wildfire

725 Riverwalk Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 20th in Florida
Wildfire LikelihoodModerate — about 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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