709 Riverwalk Cir, Freeport, FL 32439 Property Records

Walton County property record for 709 Riverwalk Cir, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,620 sqft Living Area
Lot Size6,490 sqft (0.148 acres)
Tax Bill$3,440.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-1520
Alternative APN
  • 1038950

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,620 sqft Living Area
Gross Area2,240 sqft Gross Area
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,490 sqft (0.148 acres)
Depth X Width13 ft x 5 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1038950
Street Address709 RIVERWALK CIR
CityFREEPORT
StateFL
Zip32439-4261
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 152 RIVERWALK PH I PB 18-13 OR 3193-1533 OR 3231-2567 OR 3358-32
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number152
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-1520

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3858 SUMMER AVE, MEMPHIS, TN 38122-5210
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Warranty Deed, Transfer
PLANTERS BANK & TRUST CO
Dec 27, 2021Warranty Deed, Subdivision Related Transfer · United States Department of Agriculture (USDA) Mortgage
FBC MORTGAGE LLC
Oct 04, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NAT'L BK
Dec 05, 2018Grant Deed, Mortgage · Line of Credit
BANK OF MO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2025
Deed SaleMay 07, 2025
Prior SaleDec 27, 2021 · Amount on Record
Deed Doc Number0000335832
Deed Book / Page3260 / 2051
Prior Transfer DateJul 19, 2022
Prior Transfer Doc20220033233
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 19, 2022
Property Address709 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0032602051
Book / Page3260 / 2051
Map ReferenceMB 18 PG 13
Instrument DateJul 18, 2022
Instrument20220033233
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySHORELINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,737.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address205 HAMMOCK TRL E # EB105, EB105, FREEPORT, FL 32439-7655

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3858 SOMMER AVENUE, MEMPHIS, MS 38680
InvestorPossibly a Property Investor

Mortgage

Document Number0032602053
DateJul 19, 2022
Instrument3260/2053
Lender
NamePLANTERS BANK & TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Term61 Months
DueAug 01, 2027

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 27, 2021
Property Address709 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0032312567
Book / Page3231 / 2567
Map ReferenceMB 18 PG 13
Instrument DateDec 23, 2021
Instrument20210063920
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,955.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 RIVERWALK CIR, FREEPORT, FL 32439-4261

Mortgage

Document Number0032312569
DateDec 27, 2021
Instrument3231/2569
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address709 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0031201531
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732

Mortgage

Document Number0031201531
DateOct 04, 2019
Book Page003120/001531
Instrument34789
Lender
NameTRUSTMARK NAT'L BK
TypeBank
Address7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 03, 2021
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 05, 2018
Property Address709 RIVERWALK CIR, FREEPORT, FL 32439-4261
Document Number0030914134
Book / Page003091 / 004134
Instrument DateDec 03, 2018
Instrument40368
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number30914134
DateDec 05, 2018
Book Page003091/004134
Instrument40368
Lender
NameBANK OF MO
TypeBank
Address427 WILLIAM ST, CAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$257,319 (-) Land $35,175 Building $222,144$257,319 (-) Land $35,175 Building $222,144
2024$3,440.00 (+0.23%)$257,319 (-) Land $35,175 Building $222,144$257,319 (-) Land $35,175 Building $222,144
2023$3,432.00 (+36.46%)$257,319 (+10.7%) Land $35,175 Building $222,144$257,319 (+10.7%) Land $35,175 Building $222,144
2022$2,515.00 Homeowner's exemption$232,456 Land $39,044 Building $193,412$232,456 Land $39,044 Building $193,412

Flood & Wildfire

709 Riverwalk Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 20th in Florida
Wildfire LikelihoodModerate — about 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Riverwalk Cir

Nearby Streets

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