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699 Riverwalk Cir, Freeport, FL 32439 Property Records

Walton County property record for 699 Riverwalk Cir, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,768 sqft Living Area
Lot Size6,490 sqft (0.148 acres)
OccupancyOwner Occupied
Last Sale$288,500 (2022)
Tax Bill$3,124.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-1510
Alternative APN
  • 1038949

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area
Gross Area2,397 sqft Gross Area
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,490 sqft (0.148 acres)
Depth X Width13 ft x 5 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1038949
Street Address699 RIVERWALK CIR
CityFREEPORT
StateFL
Zip32439-4268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 151 RIVERWALK PH I PB 18-13 OR 2791-1910 OR 2906-458 OR 2914-3439 OR 3100-576 OR 3193-1533 OR 3235-3360
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number151
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-1510

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address699 RIVERWALK CIR, FREEPORT, FL 32439-4268
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Oct 04, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NAT'L BK
Mar 20, 2019Warranty Deed, Transfer
MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleMar 15, 2013 · Amount on Record
Deed Doc Number20220003322
Deed Book / Page3235 / 3360
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 24, 2022
Property Address699 RIVERWALK CIR, FREEPORT, FL 32439-4268
Document Number0032353360
Book / Page3235 / 3360
Map ReferenceMB 18 PG 13,13A-13G
Instrument DateJan 21, 2022
Instrument20220003322
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,019.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address699 RIVERWALK CIR, FREEPORT, FL 32439-4268

Mortgage

Document Number0032353362
DateJan 24, 2022
Instrument3235/3362
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address699 RIVERWALK CIR, FREEPORT, FL 32439-4268
Document Number0031201531
Instrument DateOct 04, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732

Mortgage

Document Number0031201531
DateOct 04, 2019
Book Page003120/001531
Instrument34789
Lender
NameTRUSTMARK NAT'L BK
TypeBank
Address7700 US HIGHWAY 98 W, SANTA ROSA BEACH, FL 32459-3270
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueOct 03, 2021
Interest
Rate TypeAdjustable Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 20, 2019
Property Address699 RIVERWALK CIR, FREEPORT, FL 32439-4268
Document Number0031000576
Book / Page003100 / 000576
Instrument DateMar 15, 2019
Instrument8391
Transaction TypeTransfer
Record UpdatedApr 02, 2019
Title CompanyMCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

AmountAmount Recorded
Tax$121.10
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #301 DESTIN FL 325415732, 301, DESTIN, FL 32541-5732

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$274,960 (-) Land $35,175 Building $239,785$274,960 (-) Land $35,175 Building $239,785
2024$3,124.00 (+0.26%)
2023$3,116.00 (-4.45%) Homeowner's exemption$274,960 (+10.25%) Land $35,175 Building $239,785$274,960 (+10.25%) Land $35,175 Building $239,785
2022$3,261.00$249,404 Land $39,044 Building $210,360$249,404 Land $39,044 Building $210,360

Flood & Wildfire

699 Riverwalk Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 20th in Florida
Wildfire LikelihoodModerate — about 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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