Walton County property record for 740 Riverwalk Cir, Freeport, FL 32439 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,768 sqft Living Area |
| Lot Size | 7,187 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $293,000 (2022) |
| Tax Bill | $2,882.00 (2025) |
| Primary APN | 22-1S-19-23040-000-0750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,768 sqft Living Area |
| Gross Area | 2,397 sqft Gross Area |
| 1st Floor | 1,768 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,187 sqft (0.165 acres) |
| Depth X Width | 120 ft x 60 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 740 RIVERWALK CIR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-4260 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 75 RIVERWALK PH I PB 18-13 OR 3203-2103 OR 3244-1303 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | RIVERWALK PH I |
| Legal Phase | 1 |
| Legal Block | 7 |
| Legal Lot Number | 75 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 950502 |
Source: Walton County records · APN 22-1S-19-23040-000-0750
Assessment roll updated December 3, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 740 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 22, 2022 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage UNIVERSITY LENDING GROUP LLC |
| Dec 05, 2018 | Grant Deed, Mortgage · Line of Credit BANK OF MO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Jun 01, 2016 · Amount on Record |
| Deed Doc Number | 202213494 |
| Deed Book / Page | 3244 / 1303 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 22, 2022 |
| Property Address | 740 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0032441303 |
| Book / Page | 3244 / 1303 |
| Map Reference | MB 18 PG13&13-A-13-G |
| Instrument Date | Mar 17, 2022 |
| Instrument | 20220013494 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,051.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2293 W HAN GALLIE BLVD, MELBOURNE, FL 32935 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 740 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0032441305 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 3244/1305 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 05, 2018 |
| Property Address | 740 RIVERWALK CIR, FREEPORT, FL 32439-4260 |
| Document Number | 0030914134 |
| Book / Page | 003091 / 004134 |
| Instrument Date | Dec 03, 2018 |
| Instrument | 40368 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792 |
| Document Number | 30914134 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 003091/004134 |
| Instrument | 40368 |
| Name | BANK OF MO |
|---|---|
| Type | Bank |
| Address | 427 WILLIAM ST, CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,882.00 (-7.36%) Homeowner's exemption Veteran's exemption | $271,042 (+1.9%) Land $35,175 Building $235,867 | $271,042 (+1.9%) Land $35,175 Building $235,867 |
| 2024 | $3,111.00 (+3.73%) | ||
| 2023 | $2,999.00 (+502.21%) Homeowner's exemption | $265,990 (+581.26%) Land $35,175 Building $230,815 | $265,990 (+581.26%) Land $35,175 Building $230,815 |
| 2022 | $498.00 | $39,044 Land $39,044 | $39,044 Land $39,044 |
740 Riverwalk Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 20th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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