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696 Riverwalk Cir, Freeport, FL 32439 Property Records

Walton County property record for 696 Riverwalk Cir, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,768 sqft Living Area
Lot Size7,057 sqft (0.162 acres)
Last Sale$339,900 (2024)
Tax Bill$3,077.00 (2024)

Property Details

APN / Parcel Number

Primary APN22-1S-19-23040-000-0710
Alternative APN
  • 1038888

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,768 sqft Living Area
Gross Area2,269 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,057 sqft (0.162 acres)
Depth X Width11.8 ft x 6 ft Depth x Width
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1038888
Street Address696 RIVERWALK CIR
CityFREEPORT
StateFL
Zip32439-4259
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 71 RIVERWALK PH 1 PB 18-13 OR 2980-1097 OR 3050-2206 OR 3051-3735 OR 3193-1533 OR 3234-1680 OR 3332-2454
Legal Range19W
Legal Township01S
Legal Section22
Legal SubdivisionRIVERWALK PH I
Legal Phase1
Legal Lot Number71
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup1
Census Block1015
Census Tract950502

Owner

Source: Walton County records · APN 22-1S-19-23040-000-0710

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address14547 W 68TH PL, ARVADA, CO 80004-1081
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Aug 02, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 12, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Feb 20, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF MO
Dec 05, 2018Grant Deed, Mortgage · Line of Credit
BANK OF MO
Aug 18, 2017Deed of Trust, Mortgage · Line of Credit
BEACH CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2024 · Amount on Record
Deed SaleAug 02, 2024 · Amount on Record
Prior SaleJan 12, 2022 · Amount on Record
Deed Doc Number20240027411
Deed Book / Page3332 / 2454
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259

Mortgage

Document Number0033164701
DateFeb 29, 2024
Book Page3316/4701
Instrument20240007122
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 02, 2024
Property Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259
Document Number0033322454
Book / Page3332 / 2454
Map ReferenceMB 18 PG 13
Instrument DateJul 31, 2024
Instrument20240027411
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,379.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address550 S HALL RD, DEFUNIAK SPRINGS, FL 32433-5724

Transferred To (Grantee/Buyer)

NameVerified Name
Address14547 W 68TH PL, ARVADA, CO 80004-1081

Mortgage

Document Number20240027412
DateAug 02, 2024
Instrument20240027412
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2054

January 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 12, 2022
Property Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259
Document Number0032341680
Book / Page3234 / 1680
Map ReferenceMB 18 PG13&13A-13G
Instrument DateJan 07, 2022
Instrument20220001674
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,875.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259

Mortgage

Document Number0032341682
DateJan 12, 2022
Instrument3234/1682
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259
Document Number0030974927
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number0030974927
DateFeb 22, 2019
Book Page003097/004927
Instrument5536
Lender
NameBANK OF MO
TypeBank
AddressCAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateDec 05, 2018
Property Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259
Document Number0030914134
Book / Page003091 / 004134
Instrument DateDec 03, 2018
Instrument40368
Transaction TypeMortgage
Record UpdatedDec 21, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY DESTIN FL 325414792, DESTIN, FL 32541-4792

Mortgage

Document Number30914134
DateDec 05, 2018
Book Page003091/004134
Instrument40368
Lender
NameBANK OF MO
TypeBank
Address427 WILLIAM ST, CAPE GIRARDEAU, MO 63701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address696 RIVERWALK CIR, FREEPORT, FL 32439-4259
Document Number0030502207
Book / Page003050 / 002207
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 08, 2017

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address36008 EMERALD COAST PKWY #300 DESTIN FL 325415732, 300, DESTIN, FL 32541-5732

Mortgage

Document Number0030502207
DateAug 22, 2017
Book Page003050/002207
Instrument27922
Lender
NameBEACH CMNTY BK
TypeBank
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$271,339 (+0.74%) Land $35,175 Building $236,164$271,339 (+0.74%) Land $35,175 Building $236,164
2024$3,077.00 (+1.12%)
2023$3,043.00 (+0.73%) Homeowner's exemption$269,339 (+7.95%) Land $35,175 Building $234,164$269,339 (+7.95%) Land $35,175 Building $234,164
2022$3,021.00$249,513 Land $39,044 Building $210,469$249,513 Land $39,044 Building $210,469

Flood & Wildfire

696 Riverwalk Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 20th in Florida
Wildfire LikelihoodModerate — about 1 in 1,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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