72 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 72 Saint Simon Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,572 sqft · built 2005
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Dec 2014)
Tax Bill	$4,061 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0310`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0310`
Alternative APN	`1064996`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,572 sqft Living Area
Gross Area	3,243 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	7.1 ft deep x 4.5 ft wide
Garage Type	Finished
Garage Area	252 sqft
Porch	Porch
Porch Area	419 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1064996
Street Address	72 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2695-4660 OR 2802-2066 OR 2910-2295 OR 2917-3906 OR 2967-542
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Lot Number	31
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1032
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Prior Sale	Apr 18, 2013 · Amount on Record
Deed Document Number	2014661306120
Deed Book / Page	2967 / 0542
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	72 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	RELIABLE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225

Mortgage

Document Number	0031673098
Date	Nov 4, 2020
Book Page	3167/3098
Instrument	20200044837

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$843,361 (-16.07%) Land $270,000 Building $573,361	$843,361 (-16.07%) Land $270,000 Building $573,361
2024	$4,061.00 (+3.84%)
2023	$3,911.00 (+1.22%) Homeowner's exemption	$1,004,802 (+21.56%) Land $255,000 Building $749,802	$1,004,802 (+21.56%) Land $255,000 Building $749,802
2022	$3,864.00 Homeowner's exemption	$826,609 Land $161,618 Building $664,991	$826,609 Land $161,618 Building $664,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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