52 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 52 Saint Simon Cir, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,540 sqft · built 2001
Lot Size	0.073 acres (3,180 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2018)
Tax Bill	$5,368 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0370`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0370`
Alternative APN	`1065002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	1,920 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	7.1 ft deep x 4.5 ft wide
Garage Type	Finished
Garage Area	210 sqft
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1065002
Street Address	52 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 EMERALD WATERS VILLAGE PB 13-27 OR 2383-125 OR 2403-739 OR 2576-295 OR 2613-1655 OR 3091-4025
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Lot Number	37
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1032
Census Tract	950609

Owner

Source: Walton County records · APN 29-2S-21-42970-000-0370

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	205 CANYON POINT CIR, WOODWAY, TX 76712-3828
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
Dec 05, 2018	Warranty Deed, Transfer · Conventional with PMI LOANLOCK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2018 · Amount on Record
Deed Sale	Dec 05, 2018 · Amount on Record
Prior Sale	Jun 03, 2004 · Amount on Record
Deed Document Number	2018000040348
Deed Book / Page	3091 / 4025
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	52 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031540352
Date	Aug 07, 2020
Book Page	3154/352
Instrument	20200029246

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	52 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Document Number	0031112041
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 CANYON POINT CIR WACO TX 767123828, WACO, TX 76712-3828

Mortgage

Document Number	0031112041
Date	Jul 11, 2019
Book Page	003111/002041
Instrument	23228

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 05, 2018
Property Address	52 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Document Number	0030914025
Book / Page	003091 / 004025
Instrument Date	Dec 03, 2018
Instrument	40348
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	205 CANYON POINT CIR WOODWAY TX 767123828, WOODWAY, TX 76712-3828

Mortgage

Document Number	30914027
Date	Dec 05, 2018
Book Page	003091/004027
Instrument	40349

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 04, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$592,564 (-12.52%) Land $270,000 Building $322,564	$592,564 (-12.52%) Land $270,000 Building $322,564
2024	$5,368.00 (+4.56%)
2023	$5,134.00 (+16.1%)	$677,372 (+26.28%) Land $255,000 Building $422,372	$677,372 (+26.28%) Land $255,000 Building $422,372
2022	$4,422.00	$536,391 Land $161,618 Building $374,773	$536,391 Land $161,618 Building $374,773

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 750 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured 3,418 under condo master policies
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Lumen Technologies, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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