47 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 47 Saint Simon Cir, Miramar Beach, FL 32550 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2015
Lot Size	0.071 acres (3,093 sqft)
Owner	2 Individual Names on File
Last Sale	$725,900 (Nov 2021)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0380`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0380`
Alternative APNs	`29-221-42970-000-0380` `1065003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,305 sqft
1st Floor Area	1,095 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	69 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	501 sqft
Driveway	Brick Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	172 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2703-2127 OR 2952-2618 OR 3053-903 OR 3089-1672 OR 3152-2303 OR 3225-4426
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Block	3
Legal Lot Number	38
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records · APN 29-2S-21-42970-000-0380

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jun 03, 2021	Deed of Trust, Mortgage · Line of Credit SERVISFIRST BANK
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Nov 05, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 26, 2017	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	202157321
Deed Book / Page	3225 / 4426
Prior Transfer Date	Oct 31, 2018
Prior Transfer Doc	0030891672
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 18, 2021
Property Address	47 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Document Number	0032254426
Book / Page	3225 / 4426
Map Reference	MB 13 PG 27&27A
Instrument Date	Nov 12, 2021
Instrument	20210057321
Transaction Type	Transfer
Record Updated	Dec 06, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,081.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 LEDGE VIEW DR SE, 44, HUNTSVILLE, AL 35802-1279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222

Mortgage

Document Number	32254428
Date	Nov 18, 2021
Instrument	3225/4428

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	47 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Transaction Type	Mortgage
Record Updated	Jul 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LEDGE VIEW DR SE, HUNTSVILLE, AL 35802-1279

Mortgage

Document Number	0032010344
Date	Jun 03, 2021
Book Page	3201/344
Instrument	20210027996

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 29, 2020
Property Address	47 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Document Number	0031522303
Book / Page	3152 / 2303
Map Reference	MB 13 PG 27&27A
Instrument Date	Jul 23, 2020
Instrument	20200027522
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,913.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2467B E CANTERBURY CT, 2467B, HAYDEN LAKE, ID 83835-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 DORCHESTER DR SE, OWENS CROSS ROADS, AL 35763-5514

Mortgage

Document Number	0031522305
Date	Jul 29, 2020
Instrument	3152/2305

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 05, 2018
Property Address	47 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Document Number	0030891672
Book / Page	003089 / 001672
Instrument Date	Oct 31, 2018
Instrument	36964
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2467 E CANTERBURY CT HAYDEN ID 838357518, HAYDEN, ID 83835-7518

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 26, 2017
Property Address	47 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Document Number	0030530903
Book / Page	003053 / 000903
Instrument Date	Sep 22, 2017
Instrument	31664
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2467 E CANTERBURY CT HAYDEN ID 838357518, HAYDEN, ID 83835-7518

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,337.00 (+1.91%) Homeowner's exemption Veteran's exemption	$745,030 (-11.54%)	$781,583 (-7.2%) Land $325,000 Building $456,583
2024	$6,218.00 (+3.75%)
2023	$5,993.00 (+1.16%) Homeowner's exemption	$842,236 (+23.41%) Land $255,000 Building $587,236	$842,236 (+23.41%) Land $255,000 Building $587,236
2022	$5,924.00 Homeowner's exemption	$682,471 Land $161,618 Building $520,853	$682,471 Land $161,618 Building $520,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 750 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured 3,418 under condo master policies
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Lumen Technologies, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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