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86 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 86 Saint Simon Cir, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,696 sqft · built 2020
Lot Size0.073 acres (3,180 sqft)
OwnerIndividual Name on File
Last Sale$835,000 (Dec 2020)
Tax Bill$9,843 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-2S-21-42970-000-0250

Property Details

APN / Parcel Number

Primary APN29-2S-21-42970-000-0250
Alternative APN
  • 1086895

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area2,696 sqft Living Area
Gross Area3,428 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,180 sqft (0.073 acres)
Lot Dimensions7.1 ft deep x 4.5 ft wide
Garage TypeFinished
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1086895
Street Address86 SAINT SIMON CIR
CityMIRAMAR BEACH
StateFL
Zip32550-8225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 EMERALD WATERS VILLAGE PB 13-27 OR 2501-1978 OR 3064-2456 OR 3174-995
Legal Range21W
Legal Township02S
Legal Section29
Legal SubdivisionEMERALD WATERS VILLAGE
Legal Lot Number25
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1032
Census Tract950609

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address86 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Deed Document Number20200052282
Deed Book / Page3174 / 995
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 18, 2020
Property Address86 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Document Number0031740995
Book / Page3174 / 995
Map ReferenceMB 13 PG 27&27A
Instrument DateDec 11, 2020
Instrument20200052282
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMEAD LAW & TITLE PLLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,845.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8982 WINGED FOOT DR, 8982, TALLAHASSEE, FL 32312-4051

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225

Mortgage

Document Number0003174997
DateDec 18, 2020
Instrument3174/997
Lender
NameSIMMONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$998,170 (-16.39%) Land $270,000 Building $728,170$998,170 (-16.39%) Land $270,000 Building $728,170
2024$9,843.00 (+5.16%)
2023$9,360.00 (+13.43%)$1,193,847 (+21.21%) Land $255,000 Building $938,847$1,193,847 (+21.21%) Land $255,000 Building $938,847
2022$8,252.00$984,975 Land $161,618 Building $823,357$984,975 Land $161,618 Building $823,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Lumen Technologies, T-Mobile USA, Wildstar Networks.

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