80 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 80 Saint Simon Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,478 sqft · built 2005
Lot Size	0.073 acres (3,180 sqft)
Owner	Company Name on Record
Last Sale	$1,149,000 (Jul 2024)
Tax Bill	$8,263 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0280`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0280`
Alternative APNs	`29-221-42970-000-0280` `1064993`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	1,155 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Hardboard
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	71 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	252 sqft
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	80 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 28 EMERALD WATERS VILLAGE PB 13-27 OR 2469-1077 OR 2679-3655 OR 2744-4794 OR 2851-3248 OR 2855-2649 OR 2866-4879 &-4880 OR 2917-2294 &-2296 OR 3242-3035 OR 3330-2900
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Block	2
Legal Lot Number	28
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1032
Census Tract	950609

Owner

Source: Walton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3441 CROSS MEADOW DR, MURFREESBORO, TN 37130-6627
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	202424848
Deed Book / Page	3330 / 2900
Prior Transfer Date	Apr 10, 2013
Prior Transfer Doc	0029172294
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 10, 2022
Property Address	80 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Document Number	0032423035
Book / Page	3242 / 3035
Map Reference	MB 13 PG 27
Instrument Date	Mar 9, 2022
Instrument	20220011455
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,007.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 BENCHMARK TRL, 506, BELTON, TX 76513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 LORELL TER, ATLANTA, GA 30328-4116

Mortgage

Document Number	0032423037
Date	Mar 10, 2022
Instrument	3242/3037

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,263.00 (-7.94%)	$914,486 (-7.75%) Land $270,000 Building $644,486	$914,486 (-7.75%) Land $270,000 Building $644,486
2024	$8,976.00 (-0.34%)
2023	$9,007.00 (+34.07%)	$991,301 (+21.65%) Land $255,000 Building $736,301	$991,301 (+21.65%) Land $255,000 Building $736,301
2022	$6,718.00	$814,868 Land $161,618 Building $653,250	$814,868 Land $161,618 Building $653,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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