62 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 62 Saint Simon Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 2001
Lot Size	0.073 acres (3,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Sep 2024)
Tax Bill	$5,541 (2024)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0340`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0340`
Alternative APN	`1064999`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	1,850 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	7.1 ft deep x 4.5 ft wide
Garage Type	Finished
Garage Area	210 sqft
Porch	Porch
Porch Area	10 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1064999
Street Address	62 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 EMERALD WATERS VILLAGE PB 13-27 OR 2384-1359 OR 2500-1133 OR 2854-619 OR 2897-1721 OR 2900-712 OR 2904-4672 OR
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Lot Number	34
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1032
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	42 S COUNTY ROAD 451, BRECKENRIDGE, CO 80424-5390
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit ALL IN CREDIT UNION
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit ALL IN CREDIT UNION

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	20240032496
Deed Book / Page	3336 / 679
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 16, 2024
Property Address	62 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Document Number	0033360679
Book / Page	3336 / 679
Map Reference	MB 13 PG 27&27A
Instrument Date	Sep 12, 2024
Instrument	20240032496
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 S CAPITAL OF TEXAS HWY, WEST LAKE HILLS, TX 78746-5205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 S COUNTY ROAD 451, BRECKENRIDGE, CO 80424-5390

Mortgage

Document Number	0003336681
Date	Sep 16, 2024
Instrument	3336/681

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	62 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031450684
Date	Jun 3, 2020
Book Page	3145/684
Instrument	20200018875

Lender

Name	ALL IN CREDIT UNION
Type	Non-Lending Institution
Address	DOTHAN, AL 36303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	262 Months
Due	Mar 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	62 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031450131
Date	Jun 2, 2020
Book Page	3145/131
Instrument	20200018760

Lender

Name	ALL IN CREDIT UNION
Type	Non-Lending Institution
Address	DOTHAN, AL 36303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	262 Months
Due	Mar 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$595,980 (-11.91%) Land $270,000 Building $325,980	$595,980 (-11.91%) Land $270,000 Building $325,980
2024	$5,541.00 (+4.69%)	$676,521 (-0.76%) Land $255,000 Building $421,521	$676,521 (-0.76%) Land $255,000 Building $421,521
2023	$5,293.00 (+15.9%)	$681,715 (+26.17%) Land $255,000 Building $426,715	$681,715 (+26.17%) Land $255,000 Building $426,715
2022	$4,567.00	$540,296 Land $161,618 Building $378,678	$540,296 Land $161,618 Building $378,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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