Stephens County property record for 583 Lovers Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,176 sqft · built 1998 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,328 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T32 031 |
| Primary APN | T32 031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,176 sqft Heated Area |
| Basement Area | 2,496 sqft |
| Finished Basement | 680 sqft |
| Unfinished Basement | 1,816 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 81,893 sqft (1.88 acres) |
| Terrain | Gentle Slope |
| Garage Area | 600 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 141 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 474620 |
|---|---|
| Street Address | 583 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACT 10 LOVERS LN |
| Legal Tract | 10 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 970102 |
Source: Stephens County assessment roll, APN T32 031, as of July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 583 LOVERS LN, TOCCOA, GA 30577-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 1998 |
| Deed Sale | Sep 29, 1998 |
| Deed Document Number | 0000414118 |
| Record Updated | Jun 08, 2026 |
Source: Stephens County assessment roll as of July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,328.00 (-3.14%) Homeowner's exemption Senior Citizen's exemption | $187,847 (+59.95%) Land $8,353 Building $179,494 | $469,619 (+59.95%) Land $20,883 Building $448,736 |
| 2023 | $3,436.00 (+3.87%) Homeowner's exemption | $117,444 (+5.68%) Land $8,353 Building $109,091 | $293,610 (+5.68%) Land $20,883 Building $272,727 |
| 2022 | $3,308.00 Homeowner's exemption | $111,128 Land $8,353 Building $102,775 | $277,821 Land $20,883 Building $256,938 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), as of September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 36 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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