Stephens County property record for 574 Lovers Ln, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,991 sqft · built 1958 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,431 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T32 016 |
| Primary APN | T32 016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,991 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 103,237 sqft (2.37 acres) |
| Terrain | Gentle Slope |
| Garage Type | Mixed |
| Garage Area | 1,472 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Deck Area | 66 sqft |
| Patio Area | 320 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 781200 |
|---|---|
| Street Address | 574 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVERS LN |
| Legal Subdivision | 0200 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970102 |
Source: Stephens County records · APN T32 016
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 574 LOVERS LN, TOCCOA, GA 30577-8322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 1998 |
| Deed Sale | Nov 01, 1998 |
| Prior Sale | Jan 01, 1994 |
| Deed Book / Page | 419 / 359 |
| Last Transfer Date | Aug 13, 2014 |
| Transfer Doc | 0010470036 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 574 LOVERS LN, TOCCOA, GA 30577-8322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 574 LOVERS LN, TOCCOA, GA 30577-8322 |
| Document Number | 0012800000000259 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 0000001280/0000000259 |
| Name | OCONEE FEDERAL SAVINGS AND LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2032 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (+23.79%) Homeowner's exemption | $64,854 (+58.83%) Land $3,262 Building $61,592 | $162,133 (+58.83%) Land $8,154 Building $153,979 |
| 2023 | $1,156.00 (+4.71%) Homeowner's exemption | $40,832 (+10.05%) Land $3,262 Building $37,570 | $102,078 (+10.05%) Land $8,154 Building $93,924 |
| 2022 | $1,104.00 Homeowner's exemption | $37,102 Land $3,262 Building $33,840 | $92,753 Land $8,154 Building $84,599 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 49% of the US · above 59% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| TruVista Communications | Cable | 500 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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