7106 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7106 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,408 sqft · built 1988
Lot Size	0.066 acres (2,900 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2007)
Tax Bill	$5,818 (2026)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-3.2`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-3.2`
Alternative APNs	`308904000500010030020000` `04000500010030020000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	748 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Wood
Lot Area	2,900 sqft (0.066 acres)
Lot Dimensions	128 ft deep x 22.7 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010030020000
Street Address	7106 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5249
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC III-LOT 7106
Legal Subdivision	COUNTYR VILLAGE SECTION 3 AMENDED
Legal Block	1
Legal Lot Number	3.002
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7106 SUZANNE LN, SCHENECTADY, NY 12303-5249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Aug 9, 2019	Grant Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2007 · Amount on Record
Deed Sale	Nov 15, 2007 · Amount on Record
Prior Sale	Sep 28, 2001 · Amount on Record
Deed Book / Page	2903 / 118
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7106 SUZANNE LN, SCHENECTADY, NY 12303-5249
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7106 SUZANNE LN, SCHENECTADY, NY 12303-5249

Mortgage

Document Number	0000000121
Date	May 5, 2023
Instrument	R2023-8121

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7106 SUZANNE LN, SCHENECTADY, NY 12303-5249
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000686
Date	Apr 6, 2021
Instrument	R2021-10686

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Max Rate At Change	18%
Index	1-Year CMT
Margin	5

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 9, 2019
Property Address	7106 SUZANNE LN, SCHENECTADY, NY 12303-5249
Document Number	0000016183
Instrument Date	Aug 2, 2019
Instrument	16183
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6235 RANDOMWOOD DR SCHENECTADY NY 123035031, SCHENECTADY, NY 12303-5031

Mortgage

Document Number	16184
Date	Aug 9, 2019
Instrument	16184

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,818.00 (+0.24%)
2025	$5,804.00 (+12.11%)	$194,000 (-) Land $39,000 Building $155,000	$258,667 (+13.33%) Land $52,000 Building $206,667
2023		$194,000 (-) Land $39,000 Building $155,000	$228,235 (+7.06%) Land $45,882 Building $182,353
2022		$194,000 Land $39,000 Building $155,000	$213,187 Land $42,857 Building $170,330
2021	$5,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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