Albany County and Guilderland Town property record for 7096 Suzanne Ln, Schenectady, NY 12303
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,408 sqft · built 1989 |
| Lot Size | 0.06 acres (2,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,000 (Oct 2022) |
| Tax Bill | $6,876 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.05-1-8.2 |
| Primary APN | 013089 40.05-1-8.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 660 sqft |
| 2nd Floor Area | 748 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,629 sqft (0.06 acres) |
| Lot Dimensions | 116 ft deep x 22.6 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 132 sqft |
| Patio Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04000500010080020000 |
|---|---|
| Street Address | 7096 SUZANNE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5248 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TH |
| Legal Description | CV SEC III-LOT 7096 |
| Legal Subdivision | COUNTRY VILLAGE SECTION 3 |
| Legal Block | 1 |
| Legal Lot Number | 8.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7096 SUZANNE LN, SCHENECTADY, NY 12303-5248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2022 | Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | May 2, 2007 · Amount on Record |
| Deed Document Number | 202224114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 10, 2026 |
| Property Address | 7096 SUZANNE LN, SCHENECTADY, NY 12303-5248 |
| Document Number | 0000010774 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202610774 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 7096 SUZANNE LN, SCHENECTADY, NY 12303-5248 |
| Document Number | 0000010774, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202610774 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 12, 2022 |
| Property Address | 7096 SUZANNE LN, SCHENECTADY, NY 12303-5248 |
| Document Number | 0000004114 |
| Map Reference | MAP 6909 |
| Instrument Date | Oct 5, 2022 |
| Instrument | R2022-24114 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7096 SUZANNE LN, 7096, SCHENECTADY, NY 12303-5248 |
| Name | Verified Name |
|---|---|
| Address | 7711 OCONNOR DR # H1010, H1010, ROUND ROCK, TX 78681-5541 |
| Document Number | 0000004115 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | R2022-24115 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,876.00 (+3.76%) | $232,000 (+20.21%) Land $39,000 Building $193,000 | $309,333 (+36.23%) Land $52,000 Building $257,333 |
| 2023 | $193,000 (-) Land $39,000 Building $154,000 | $227,059 (+7.06%) Land $45,882 Building $181,177 | |
| 2022 | $193,000 Land $39,000 Building $154,000 | $212,088 Land $42,857 Building $169,231 | |
| 2021 | $6,627.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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