Albany County and Guilderland Town property record for 7104 Suzanne Ln, Schenectady, NY 12303
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,490 sqft · built 1988 |
| Lot Size | 0.069 acres (3,046 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Dec 2025) |
| Tax Bill | $5,936 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.05-1-3.3 |
| Primary APN | 013089 40.05-1-3.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 770 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 3,046 sqft (0.069 acres) |
| Lot Dimensions | 134 ft deep x 22.7 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04000500010030030000 |
|---|---|
| Street Address | 7104 SUZANNE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5249 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TH |
| Legal Description | CV SEC III-LOT 7104 |
| Legal Subdivision | COUNTRY VILLAGE SECTION 3 AMENDED |
| Legal Block | 1 |
| Legal Lot Number | 3.003 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 40.05-1-3.3
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2501 OAKLAWN AVE, SCHENECTADY, NY 12306-4360 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 09, 2019 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | Oct 05, 2017 · Amount on Record |
| Deed Document Number | 202524009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7104 SUZANNE LN, SCHENECTADY, NY 12303-5249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2501 OAKLAWN AVE, ROTTERDAM, NY 12306-4360 |
| Document Number | 0000004010 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | R2025-24010 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 09, 2019 |
| Property Address | 7104 SUZANNE LN, SCHENECTADY, NY 12303-5249 |
| Document Number | 0000016183 |
| Instrument Date | Aug 02, 2019 |
| Instrument | 16183 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $764.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6235 RANDOMWOOD DR SCHENECTADY NY 123035031, SCHENECTADY, NY 12303-5031 |
| Document Number | 16184 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 16184 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2049 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,936.00 (+12%) | $197,000 (-) Land $39,000 Building $158,000 | $262,667 (+13.33%) Land $52,000 Building $210,667 |
| 2023 | $197,000 (-) Land $39,000 Building $158,000 | $231,765 (+7.06%) Land $45,882 Building $185,883 | |
| 2022 | $197,000 Land $39,000 Building $158,000 | $216,484 Land $42,857 Building $173,627 | |
| 2021 | $5,300.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 175 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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