Albany County and Guilderland Town property record for 7098 Suzanne Ln, Schenectady, NY 12303
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,408 sqft · built 1989 |
| Lot Size | 0.074 acres (3,226 sqft) |
| Owner | Individual Name on File |
| Last Sale | $191,000 (Nov 2016) |
| Tax Bill | $5,790 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.05-1-8.1 |
| Primary APN | 013089 40.05-1-8.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 660 sqft |
| 2nd Floor Area | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 3,226 sqft (0.074 acres) |
| Lot Dimensions | 112 ft deep x 28.8 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04000500010080010000 |
|---|---|
| Street Address | 7098 SUZANNE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5248 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TH |
| Legal Description | CV SEC III-LOT 7098 |
| Legal Subdivision | COUNTRY VILLAGE SECTION 3 |
| Legal Block | 1 |
| Legal Lot Number | 8.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14617 |
7098 Suzanne Ln, a townhouse, is owned and occupied by an individual who bought it in November 2016.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7098 SUZANNE LN, SCHENECTADY, NY 12303-5248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2016 · Amount on File |
| Deed Sale | Nov 16, 2016 · Amount on File |
| Prior Sale | Jul 6, 2001 · Amount on File |
| Deed Document Number | 201627043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7098 SUZANNE LN, SCHENECTADY, NY 12303-5248 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7098 SUZANNE LN, SCHENECTADY, NY 12303-5248 |
| Document Number | 0000005687 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | R2021-35687 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 7098 Suzanne Ln was $5,790, up 0.2% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,790.00 (+0.24%) | ||
| 2025 | $5,776.00 | $193,000 Land $39,000 Building $154,000 | $257,333 Land $52,000 Building $205,333 |
| 2023 | $193,000 (-) Land $39,000 Building $154,000 | $227,059 (+7.06%) Land $45,882 Building $181,177 | |
| 2022 | $193,000 Land $39,000 Building $154,000 | $212,088 Land $42,857 Building $169,231 | |
| 2021 | $5,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7098 Suzanne Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7098 Suzanne Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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