7102 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7102 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,490 sqft · built 1988
Lot Size	0.069 acres (3,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2023)
Tax Bill	$5,903 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-3.4`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-3.4`
Alternative APNs	`308904000500010030040000` `04000500010030040000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	720 sqft
2nd Floor Area	770 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Wood
Lot Area	3,021 sqft (0.069 acres)
Lot Dimensions	134 ft deep x 22.5 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010030040000
Street Address	7102 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5249
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC III-LOT 7102
Legal Block	1
Legal Lot Number	3.004
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7102 SUZANNE LN, SCHENECTADY, NY 12303-5249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU
Aug 9, 2019	Grant Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Oct 27, 2007 · Amount on Record
Deed Document Number	20232084
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	7102 SUZANNE LN, SCHENECTADY, NY 12303-5249
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 JOHNSON RD A, A, LATHAM, NY 12110-5613

Mortgage

Document Number	0000000085
Date	Jan 30, 2023
Instrument	R2023-2085

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Max Rate	9.5%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 9, 2019
Property Address	7102 SUZANNE LN, SCHENECTADY, NY 12303-5249
Document Number	0000016183
Instrument Date	Aug 2, 2019
Instrument	16183
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6235 RANDOMWOOD DR SCHENECTADY NY 123035031, SCHENECTADY, NY 12303-5031

Mortgage

Document Number	16184
Date	Aug 9, 2019
Instrument	16184

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,903.00 (+0.24%)
2025	$5,889.00 (+34.3%)	$197,000 (-) Land $39,000 Building $158,000	$262,667 (+13.33%) Land $52,000 Building $210,667
2023		$197,000 (-) Land $39,000 Building $158,000	$231,765 (+7.06%) Land $45,882 Building $185,883
2022		$197,000 Land $39,000 Building $158,000	$216,484 Land $42,857 Building $173,627
2021	$4,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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