7108 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7108 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 960 sqft · built 1988
Lot Size0.085 acres (3,741 sqft)
OwnerIndividual Name on Record
Last Sale$77,000 (Feb 2001)
Tax Bill$4,672 (2026)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013089 40.05-1-3.1

Property Details

APN / Parcel Number

Primary APN013089 40.05-1-3.1
Alternative APNs
  • 308904000500010030010000
  • 04000500010030010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialWood
Foundation TypeRaised
Lot Area3,741 sqft (0.085 acres)
Lot Dimensions121 ft deep x 30.8 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04000500010030010000
Street Address7108 SUZANNE LN
CitySCHENECTADY
StateNY
Zip12303-5249
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTH
Legal DescriptionCV SEC III-LOT 7108
Legal Block1
Legal Lot Number3.001
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1005
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7108 SUZANNE LN, SCHENECTADY, NY 12303-5249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2001 · Amount on Record
Deed SaleFeb 2, 2001 · Amount on Record
Deed Book / Page2674 / 992
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateAug 9, 2019
Property Address7108 SUZANNE LN, SCHENECTADY, NY 12303-5249
Document Number0000016183
Instrument DateAug 2, 2019
Instrument16183
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyELITE TITLE ABSTRACT LLC, ELITE TITLE ABS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$764.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6235 RANDOMWOOD DR SCHENECTADY NY 123035031, SCHENECTADY, NY 12303-5031

Mortgage

Document Number16184
DateAug 9, 2019
Instrument16184
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,672.00 (+33.37%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$3,503.00 (+17.2%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$155,000 (-) Land $31,000 Building $124,000$206,667 (+13.33%) Land $41,333 Building $165,334
2023$155,000 (-) Land $31,000 Building $124,000$182,353 (+7.06%) Land $36,471 Building $145,882
2022$155,000 Land $31,000 Building $124,000$170,330 Land $34,066 Building $136,264
2021$2,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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