71 Harmony Way, Freeport, FL 32439 Property Records

Walton County property record for 71 Harmony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,003 sqft · built 2012
Lot Size	0.376 acres (16,416 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Nov 2021)
Tax Bill	$1,206 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23020-000-0030`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23020-000-0030`
Alternative APN	`1027950`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,003 sqft Living Area
Gross Area	3,908 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,416 sqft (0.376 acres)
Garage Type	Finished
Garage Area	460 sqft
Porch	Porch
Porch Area	445 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1027950
Street Address	71 HARMONY WAY
City	FREEPORT
State	FL
Zip	32439-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 3 HARMONY AT HAMMOCK BAY PB 16-87 OR 2740-482 OR 2860-1194 OR 2872-3965 OR 2889-4466
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	HARMONY AT HAMMOCK BAY
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records · APN 17-1S-19-23020-000-0030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	71 HARMONY WAY, FREEPORT, FL 32439-2579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	May 08, 2012 · Amount on Record
Deed Document Number	20210056699
Deed Book / Page	3225 / 1286
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 15, 2021
Property Address	71 HARMONY WAY, FREEPORT, FL 32439-2579
Document Number	0032251286
Book / Page	3225 / 1286
Map Reference	MB 16 PG 87
Instrument Date	Nov 12, 2021
Instrument	20210056699
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 WASHINGTON ST, FREEPORT, FL 32439-3505

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032251288
Date	Nov 15, 2021
Instrument	3225/1288

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$606,097 (+12.38%) Land $110,000 Building $496,097	$606,097 (+12.38%) Land $110,000 Building $496,097
2024	$1,206.00 (-83.31%)
2023	$7,227.00 (+4.47%) Homeowner's exemption	$539,321 (+9.75%) Land $78,750 Building $460,571	$539,321 (+9.75%) Land $78,750 Building $460,571
2022	$6,918.00 Homeowner's exemption	$491,395 Land $87,412 Building $403,983	$491,395 Land $87,412 Building $403,983

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Based on FCC filings for 266 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.