Walton County property record for 28 Harmony Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,447 sqft · built 2015 |
| Lot Size | 0.671 acres (29,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $421,000 (Mar 2017) |
| Tax Bill | $5,024 (2024) |
| Deeds & Mortgages | Nov 2019 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23020-000-0210 |
| Primary APN | 17-1S-19-23020-000-0210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,447 sqft Living Area |
| Gross Area | 4,265 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 29,265 sqft (0.671 acres) |
| Garage Type | Finished |
| Garage Area | 471 sqft |
| Porch | Porch |
| Porch Area | 347 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1027968 |
|---|---|
| Street Address | 28 HARMONY WAY |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 21 HARMONY AT HAMMOCK BAY PB 16-87 OR 2879-1957 OR 2952-1407 OR 3037-1008 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HARMONY AT HAMMOCK BAY |
| Legal Lot Number | 21 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2019 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Mar 31, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Jun 13, 2014 · Amount on Record |
| Deed Document Number | 20170009940 |
| Deed Book / Page | 3037 / 1008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 28 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0031260171 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 HARMONY WAY FREEPORT FL 324392579, FREEPORT, FL 32439-2579 |
| Document Number | 0031260171 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 003126/000171 |
| Instrument | 42169 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 28 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0030371008 |
| Book / Page | 003037 / 001008 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 9940 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2017 |
| Title Company | MTI TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,947.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 HARMONY WAY FREEPORT FL 324392579, FREEPORT, FL 32439-2579 |
| Document Number | 30371010 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 003037/001010 |
| Instrument | 9941 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $641,741 (+3.52%) Land $110,000 Building $531,741 | $641,741 (+3.52%) Land $110,000 Building $531,741 | |
| 2024 | $5,024.00 (+3.69%) | ||
| 2023 | $4,845.00 (+4.24%) Homeowner's exemption | $619,890 (+9.2%) Land $82,688 Building $537,202 | $619,890 (+9.2%) Land $82,688 Building $537,202 |
| 2022 | $4,648.00 Homeowner's exemption | $567,684 Land $91,783 Building $475,901 | $567,684 Land $91,783 Building $475,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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