64 Harmony Way, Freeport, FL 32439 Property Records

Walton County property record for 64 Harmony Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,142 sqft · built 2012
Lot Size	0.34 acres (14,824 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Apr 2019)
Tax Bill	$7,551 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23020-000-0190`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23020-000-0190`
Alternative APN	`1027966`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,142 sqft Living Area
Gross Area	3,804 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,824 sqft (0.34 acres)
Garage Type	Finished
Garage Area	528 sqft
Porch	Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1027966
Street Address	64 HARMONY WAY
City	FREEPORT
State	FL
Zip	32439-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 19 HARMONY AT HAMMOCK BAY PB 16-87 OR 2740-482 OR 2860-1194 OR 2872-3965 OR 3101-2142
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	HARMONY AT HAMMOCK BAY
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	64 HARMONY WAY, FREEPORT, FL 32439-2579
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Aug 2, 2012 · Amount on Record
Deed Document Number	20190010147
Deed Book / Page	3101 / 2142
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2019
Property Address	64 HARMONY WAY, FREEPORT, FL 32439-2579
Document Number	0031012142
Book / Page	3101 / 2142
Map Reference	MB 16 PG 87&87A
Instrument Date	Mar 25, 2019
Instrument	20190010147
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9804 VOLTERRA AVE, 9804, DAPHNE, AL 36526-6369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 WHITMAN WAY, FREEPORT, FL 32439-2154

Mortgage

Document Number	20190010148
Date	Apr 3, 2019
Instrument	20190010148

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Mar 25, 2024

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$579,204 (+3.83%) Land $110,000 Building $469,204	$579,204 (+3.83%) Land $110,000 Building $469,204
2024	$7,551.00 (+5.37%)
2023	$7,166.00 (+9.79%)	$557,819 (+9.93%) Land $78,750 Building $479,069	$557,819 (+9.93%) Land $78,750 Building $479,069
2022	$6,527.00	$507,409 Land $87,412 Building $419,997	$507,409 Land $87,412 Building $419,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50