Walton County property record for 115 Harmony Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,662 sqft · built 2008 |
| Lot Size | 0.593 acres (25,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $690,000 (Nov 2025) |
| Tax Bill | $6,414 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23020-000-0050 |
| Primary APN | 17-1S-19-23020-000-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,662 sqft Living Area |
| Gross Area | 3,746 sqft |
| 1st Floor Area | 2,662 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,814 sqft (0.593 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 328 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 HARMONY WAY |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 5 HARMONY AT HAMMOCK BAY PB 16-87 OR 2740-482 OR 2781-900 OR 2988-4591 OR 3115-3535 OR 3195-3481 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Lot Number | 5 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 17, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 23, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | May 3, 2021 · Amount on Record |
| Deed Document Number | 202542375 |
| Deed Book / Page | 3377 / 3947 |
| Prior Transfer Date | Aug 19, 2019 |
| Prior Transfer Doc | 0031153535 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 17, 2025 |
| Property Address | 115 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0033773947 |
| Book / Page | 3377 / 3947 |
| Map Reference | MB 16 PG 87-87A |
| Instrument Date | Nov 14, 2025 |
| Instrument | 20250042375 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SHORELINE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,830.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 251, FREEPORT, FL 32439-0251 |
| Name | Verified Name |
|---|---|
| Address | 115 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0033773949 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 3377/3949 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 3, 2021 |
| Property Address | 115 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0031953481 |
| Book / Page | 3195 / 3481 |
| Map Reference | MB 16 PG 87-87A |
| Instrument Date | Apr 30, 2021 |
| Instrument | 20210021599 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6906, GAINESVILLE, GA 30504-1089 |
| Document Number | 0031953483 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 3195/3483 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 23, 2019 |
| Property Address | 115 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0031153535 |
| Book / Page | 3115 / 3535 |
| Map Reference | MB 16 PG 87-87A |
| Instrument Date | Aug 19, 2019 |
| Instrument | 20190028897 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5975 FALLS LANDING DR, 5975, CUMMING, GA 30040-0269 |
| Name | Verified Name |
|---|---|
| Address | 115 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0031153537 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 3115/3537 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,414.00 (-1.09%) Homeowner's exemption | $535,851 (+0.21%) | $539,467 (+0.89%) Land $110,000 Building $429,467 |
| 2024 | $6,485.00 (+1.97%) | ||
| 2023 | $6,360.00 (+5.19%) Homeowner's exemption | $534,720 (+6.92%) Land $86,625 Building $448,095 | $534,720 (+6.92%) Land $86,625 Building $448,095 |
| 2022 | $6,046.00 Homeowner's exemption | $500,089 Land $96,154 Building $403,935 | $500,089 Land $96,154 Building $403,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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