Walton County property record for 93 Harmony Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,110 sqft · built 2012 |
| Lot Size | 0.485 acres (21,126 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,620 (Jun 2012) |
| Tax Bill | $4,322 (2025) |
| Deeds & Mortgages | Jun 2024 Transfer Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23020-000-0040 |
| Primary APN | 17-1S-19-23020-000-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,110 sqft Living Area |
| Gross Area | 4,021 sqft |
| 1st Floor Area | 3,110 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,126 sqft (0.485 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 431 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 93 HARMONY WAY |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 4 HARMONY AT HAMMOCK BAY PB 16-87 OR 2740-482 OR 2860-1194 OR 2872-3965 OR 2893-2510 OR 3327-1830 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HAMMOCK BAY |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 93 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2012 · Amount on Record |
| Deed Sale | Jun 22, 2012 · Amount on Record |
| Deed Document Number | 20121199602 |
| Deed Book / Page | 2893 / 2510 |
| Last Transfer Date | Jun 11, 2024 |
| Transfer Doc | 0033271830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 11, 2024 |
| Property Address | 93 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0033271830 |
| Book / Page | 3327 / 1830 |
| Map Reference | MB 16 PG 87&87A |
| Instrument Date | Jun 11, 2024 |
| Instrument | 20240020716 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 93 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 93 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 93 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0031572323 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 3157/2323 |
| Instrument | 20200033302 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,322.00 (-0.6%) | $290,128 (-49.48%) | $591,466 (+2.99%) Land $110,000 Building $481,466 |
| 2024 | $4,348.00 (+3.67%) | ||
| 2023 | $4,194.00 (+3.94%) Homeowner's exemption | $574,278 (+9.86%) Land $82,688 Building $491,590 | $574,278 (+9.86%) Land $82,688 Building $491,590 |
| 2022 | $4,035.00 Homeowner's exemption | $522,731 Land $91,783 Building $430,948 | $522,731 Land $91,783 Building $430,948 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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