Walton County property record for 42 Harmony Way, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,349 sqft · built 2015 |
| Lot Size | 0.38 acres (16,566 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (Dec 2022) |
| Tax Bill | $6,681 (2024) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23020-000-0200 |
| Primary APN | 17-1S-19-23020-000-0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,349 sqft Living Area |
| Gross Area | 3,642 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,566 sqft (0.38 acres) |
| Garage Area | 483 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 185 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1027967 |
|---|---|
| Street Address | 42 HARMONY WAY |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HAMBAY |
| Legal Description | LOT 20 HARMONY AT HAMMOCK BAY PB 16-87 OR 2879-1959 OR 2952-1407 OR 3125-4765 OR 3276-1078 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | HARMONY AT HAMMOCK BAY |
| Legal Lot Number | 20 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 42 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU |
| Dec 2, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Prior Sale | Dec 2, 2019 · Amount on Record |
| Deed Document Number | 20220054287 |
| Deed Book / Page | 3276 / 1078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 42 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0032761078 |
| Book / Page | 3276 / 1078 |
| Map Reference | MB 16 PG 87&87A |
| Instrument Date | Dec 21, 2022 |
| Instrument | 20220054287 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Name | Verified Name |
|---|---|
| Address | 139 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0032761083 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 3276/1083 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 42 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031583437 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 3158/3437 |
| Instrument | 20200034625 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 2, 2019 |
| Property Address | 42 HARMONY WAY, FREEPORT, FL 32439-2579 |
| Document Number | 0031254765 |
| Book / Page | 003125 / 004765 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 42063 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | HB TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,814.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 HARMONY WAY FREEPORT FL 324392579, FREEPORT, FL 32439-2579 |
| Document Number | 31254767 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 003125/004767 |
| Instrument | 42064 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562,373 (+5.26%) Land $110,000 Building $452,373 | $562,373 (+5.26%) Land $110,000 Building $452,373 | |
| 2024 | $6,681.00 (+1.07%) | ||
| 2023 | $6,610.00 (+73.58%) Homeowner's exemption | $534,260 (+9.59%) Land $78,750 Building $455,510 | $534,260 (+9.59%) Land $78,750 Building $455,510 |
| 2022 | $3,808.00 Homeowner's exemption | $487,519 Land $87,412 Building $400,107 | $487,519 Land $87,412 Building $400,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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