7090 Suzanne Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 7090 Suzanne Ln, Schenectady, NY 12303

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,848 sqft · built 1991
Lot Size	0.076 acres (3,332 sqft)
Owner	Individual Name on Record
Last Sale	$119,500 (Aug 1998)
Tax Bill	$6,312 (2025)
Deeds & Mortgages	Jan 2020 Foreclosure Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.05-1-9.1`

Property Details

APN / Parcel Number

Primary APN	`013089 40.05-1-9.1`
Alternative APNs	`308904000500010090010000` `04000500010090010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	984 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,332 sqft (0.076 acres)
Lot Dimensions	147 ft deep x 22.6 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04000500010090010000
Street Address	7090 SUZANNE LN
City	SCHENECTADY
State	NY
Zip	12303-5248
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TH
Legal Description	CV SEC III-LOT 7090
Legal Block	1
Legal Lot Number	9.001
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1005
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 BRENDAN LN, SCHENECTADY, NY 12309-4950
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Court-Ordered Deed, Foreclosure NY ABSTRACT, NY ABS
Jan 24, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 1998 · Amount on Record
Deed Sale	Aug 21, 1998 · Amount on Record
Deed Book / Page	2610 / 524
Record Updated	Sep 20, 2026

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 30, 2020
Property Address	7090 SUZANNE LN, SCHENECTADY, NY 12303-5248
Document Number	0000002438
Instrument Date	Jan 16, 2020
Instrument	2438
Transaction Type	Foreclosure
Record Updated	Mar 3, 2020
Title Company	NY ABSTRACT, NY ABS

Transaction

Amount	Amount Recorded
Tax	$557.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRENDAN LN NISKAYUNA NY 123094948, NISKAYUNA, NY 12309-4948

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 24, 2020
Property Address	7090 SUZANNE LN, SCHENECTADY, NY 12303-5248
Document Number	0000001950
Instrument Date	Jan 9, 2020
Instrument	1950
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7088 SUZANNE LN SCHENECTADY NY 123035248, SCHENECTADY, NY 12303-5248

Mortgage

Document Number	1951
Date	Jan 24, 2020
Instrument	1951

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,312.00 (+2.67%)	$212,000 (-) Land $42,000 Building $170,000	$282,667 (+13.33%) Land $56,000 Building $226,667
2023		$212,000 (-) Land $42,000 Building $170,000	$249,412 (+7.06%) Land $49,412 Building $200,000
2022		$212,000 Land $42,000 Building $170,000	$232,967 Land $46,154 Building $186,813
2021	$6,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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