709 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 709 E Franklin St, Troy, OH 45373 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,546 sqft · built 1920
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Jun 2017)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Jun 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-009720`

Property Details

APN / Parcel Number

Primary APN	`D08-009720`
Alternative APNs	`050627.2-13-008-00` `D08SE005 00300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area
1st Floor Area	1,916 sqft
Upper Floors Area	588 sqft
Basement Area	224 sqft
Unfinished Basement	224 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	167 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	709 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 721 54.66
Legal Subdivision	PEARSON AND EDGES ADDITION
Legal Lot Number	721
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1023
Census Tract	365200

Owner

Source: Miami County records · APN D08-009720

Assessment roll updated March 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	709 E FRANKLIN ST, TROY, OH 45373-3711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	May 06, 2003 · Amount on Record
Deed Document Number	2017OR-07637
Last Transfer Date	Mar 27, 2025
Transfer Doc	0000004197
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 26, 2017
Property Address	709 E FRANKLIN ST, TROY, OH 45373-3711
Document Number	0000007637
Instrument Date	May 24, 2017
Instrument	7637
Transaction Type	Transfer
Record Updated	Sep 01, 2017
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 E FRANKLIN ST TROY OH 453733711, TROY, OH 45373-3711

Mortgage

Document Number	7638
Date	Jun 26, 2017
Instrument	7638

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00 (+39.07%) Homeowner's exemption	$71,300 (+52.35%) Land $9,170 Building $62,130	$203,700 (+52.36%) Land $26,200 Building $177,500
2024	$1,766.00 (+2.2%) Homeowner's exemption	$46,800 (-) Land $9,560 Building $37,240
2023	$1,728.00 (+17.47%) Homeowner's exemption	$46,800 (-) Land $9,560 Building $37,240	$133,700 (-) Land $27,300 Building $106,400
2022	$1,471.00 Homeowner's exemption	$46,800 Land $9,560 Building $37,240	$133,700 Land $27,300 Building $106,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093652001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 1990, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.