626 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 626 E Franklin St, Troy, OH 45373 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,627 sqft · built 1895
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Apr 1996)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-009490`

Property Details

APN / Parcel Number

Primary APN	`D08-009490`
Alternative APNs	`050627.2-19-002-00` `D08SE011 01300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,627 sqft Living Area
1st Floor Area	1,318 sqft
2nd Floor Area	1,229 sqft
Upper Floors Area	1,309 sqft
Attic Area	442 sqft
Basement Area	1,229 sqft
Family Room	Family Room

Exterior

Year Built	Built 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	165 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	426 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SE011 01300
Street Address	626 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 700 55.25
Legal Lot Number	700 55
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3000
Census Tract	365200

Owner

Source: Miami County records · APN D08-009490

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	626 E FRANKLIN ST, TROY, OH 45373-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 1996 · Amount on Record
Deed Sale	Apr 29, 1996 · Amount on Record
Deed Document Number	744
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	626 E FRANKLIN ST, TROY, OH 45373-3613
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 E FRANKLIN ST, TROY, OH 45373-3613

Mortgage

Document Number	0000014176
Date	Dec 09, 2025
Instrument	2025OR-14176

Lender

Name	PNC BANK NA
Type	Bank
Address	3232 NEWMARK DR, MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,560.00 (+14.29%) Homeowner's exemption	$123,590 (+39.89%) Land $9,170 Building $114,420	$353,100 (+39.9%) Land $26,200 Building $326,900
2024	$3,115.00 (+6.46%) Homeowner's exemption	$88,350 (-) Land $9,560 Building $78,790
2023	$2,926.00 (+0.27%) Homeowner's exemption	$88,350 (-) Land $9,560 Building $78,790	$252,400 (-) Land $27,300 Building $225,100
2022	$2,918.00 Homeowner's exemption	$88,350 Land $9,560 Building $78,790	$252,400 Land $27,300 Building $225,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.