702 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 702 E Franklin St, Troy, OH 45373 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,880 sqft · built 1890
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$182,500 (Aug 2015)
Tax Bill$3,810 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APND08-009510

Property Details

APN / Parcel Number

Primary APND08-009510
Alternative APNs
  • 050627.2-20-004-00
  • D08SW050 00700

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,880 sqft Living Area
1st Floor Area2,880 sqft
Upper Floors Area1,440 sqft
Basement Area1,440 sqft
Unfinished Basement1,440 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions122 ft deep x 109 ft wide
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area388 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address702 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 702-703 54.66X122 N ENDS
Legal Lot Number702-703
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3005
Census Tract365200

Owner

Source: Miami County records · APN D08-009510

Assessment roll updated March 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address702 E FRANKLIN ST, TROY, OH 45373-3712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2015 · Amount on Record
Deed SaleAug 05, 2015 · Amount on Record
Prior SaleSep 03, 2004 · Amount on Record
Deed Document Number2015OR-09275
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address702 E FRANKLIN ST, TROY, OH 45373-3712
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010554
DateJun 15, 2021
Instrument2021OR-10554
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,810.00 (+24.63%) Homeowner's exemption$110,430 (+36.59%) Land $12,640 Building $97,790$315,500 (+36.58%) Land $36,100 Building $279,400
2024$3,057.00 (+2.28%) Homeowner's exemption$80,850 (-) Land $13,160 Building $67,690
2023$2,989.00 (+17.45%) Homeowner's exemption$80,850 (-) Land $13,160 Building $67,690$231,000 (-) Land $37,600 Building $193,400
2022$2,545.00 Homeowner's exemption$80,850 Land $13,160 Building $67,690$231,000 Land $37,600 Building $193,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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