720 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 720 E Franklin St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	2,204 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2017)
Tax Bill	$2,906.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-009530`
Alternative APNs	`050627.2-20-002-00` `D08SE010 00900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,204 sqft Living Area
1st Floor	1,382 sqft 1st Floor
2nd Floor	822 sqft 2nd Floor
Upper Floors	822 sqft Upper Floors
Basement Area	411 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1920
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	160 ft x 55 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	876 sqft Garage
Porch	Enclosed Porch
Porch Area	536 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08SE010 00900
Street Address	720 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3712
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 705 54.66
Legal Subdivision	PEARSON & EDGES ADD
Legal Lot Number	705 54
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	3
Census Block	3005
Census Tract	365200

Owner

Source: Miami County records · APN D08-009530

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 E FRANKLIN ST, TROY, OH 45373-3712
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2017 · Amount on Record
Deed Sale	Apr 04, 2017 · Amount on Record
Prior Sale	Jan 06, 2005 · Amount on Record
Deed Doc Number	579
Record Refreshed	Jun 08, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 04, 2017
Property Address	720 E FRANKLIN ST, TROY, OH 45373-3712
Document Number	0000004026
Instrument Date	Mar 31, 2017
Instrument	2017OR-04026
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$320.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E FRANKLIN ST, TROY, OH 45373-3712

Mortgage

Document Number	0000004027
Date	Apr 04, 2017
Instrument	2017OR-04027

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00 (+23.45%) Homeowner's exemption	$84,210 (+35.32%) Land $9,100 Building $75,110	$240,600 (+35.32%) Land $26,000 Building $214,600
2024	$2,354.00 (+2.21%) Homeowner's exemption	$62,230 (-) Land $9,450 Building $52,780
2023	$2,303.00 (+17.38%) Homeowner's exemption	$62,230 (-) Land $9,450 Building $52,780	$177,800 (-) Land $27,000 Building $150,800
2022	$1,962.00 Homeowner's exemption	$62,230 Land $9,450 Building $52,780	$177,800 Land $27,000 Building $150,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.