629 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 629 E Franklin St, Troy, OH 45373

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,059 sqft · built 1920
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$2,574 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Jan 2020 Transfer
Flood ZoneZone X (minimal risk)
APND08-009750

Property Details

APN / Parcel Number

Primary APND08-009750
Alternative APNs
  • 050627.2-12-011-00
  • D08SE004 00600

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,059 sqft Total Area
1st Floor Area1,260 sqft
2nd Floor Area540 sqft
Upper Floors Area540 sqft
Attic Area259 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions167 ft deep x 56 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area385 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Old Parcel NumberD08SE004 00600
Street Address629 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3612
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionIN LOT 723 55.25
Legal SubdivisionCITY/TROY
Legal Lot Number723 55
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1022
Census Tract365200

Owner

Source: Miami County records · APN D08-009750

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address629 E FRANKLIN ST, TROY, OH 45373-3612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2020Deed of Trust, Mortgage · Line of Credit
GREENVILLE NATIONAL BANK
Jan 09, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Prior SaleJul 01, 2008 · Amount on Record
Last Transfer DateJan 09, 2020
Transfer Doc0000000349
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address629 E FRANKLIN ST, TROY, OH 45373-3612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004318
DateApr 06, 2020
Instrument2020OR-04318
Lender
NameGREENVILLE NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueMar 30, 2035

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI OH
Recording DateJan 09, 2020
Property Address629 E FRANKLIN ST, TROY, OH 45373-3612
Document Number0000000349
Instrument DateJan 02, 2020
Instrument349
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 E FRANKLIN ST TROY OH 453733612, TROY, OH 45373-3612

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,574.00 (+53.58%)$73,120 (+68.32%) Land $9,280 Building $63,840$208,900 (+68.33%) Land $26,500 Building $182,400
2024$1,676.00 (+2.26%)$43,440 (-) Land $9,630 Building $33,810
2023$1,639.00 (+16.82%)$43,440 (-) Land $9,630 Building $33,810$124,100 (-) Land $27,500 Building $96,600
2022$1,403.00$43,440 Land $9,630 Building $33,810$124,100 Land $27,500 Building $96,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1990)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 1990 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIAMI CO-CAMP TROY PWS
private · serves 3,813 people
Water SourcePurchased groundwater from TROY CITY PWS
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number