Kane County property record for 627 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 1923 |
| Lot Size | 0.218 acres (9,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,000 (Mar 2022) |
| Tax Bill | $9,437 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-133-002 |
| Primary APN | 12-03-133-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,856 sqft |
| Basement Area | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 9,498 sqft (0.218 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 627 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 IN OWNERS SUB OF LOTS 1 & 2 IN BLK 3 ELMWOOD ADD |
| Legal Subdivision | ELMWOOD ADD |
| Legal Block | 3 |
| Legal Lot Number | 2,1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 852608 |
627 Richards St is owned and occupied by two individuals who bought it in March 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 627 RICHARDS ST, GENEVA, IL 60134-1262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on File |
| Deed Sale | Mar 11, 2022 · Amount on File |
| Deed Document Number | 202213954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 11, 2022 |
| Property Address | 627 RICHARDS ST, GENEVA, IL 60134-1262 |
| Document Number | 0000013954 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022K013954 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $347.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 627 RICHARDS ST, 627, GENEVA, IL 60134-1262 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 627 RICHARDS ST, GENEVA, IL 60134-1262 |
| Document Number | 0000013955 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022K013955 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 627 Richards St was $9,437 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,437.00 Homeowner's exemption | $138,662 (+8.5%) Land $43,345 Building $95,317 | $416,152 (+8.5%) Land $130,087 Building $286,065 |
| 2024 | $127,799 Land $39,949 Building $87,850 | $383,550 Land $119,895 Building $263,655 | |
| 2022 | $8,945.00 (+24.9%) Homeowner's exemption | $118,133 (+3.86%) Land $33,746 Building $84,387 | $354,399 (+3.86%) Land $101,238 Building $253,161 |
| 2021 | $7,162.00 Homeowner's exemption | $113,743 Land $32,492 Building $81,251 | $341,229 Land $97,476 Building $243,753 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 627 Richards St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 627 Richards St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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