701 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 701 Laja Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 2019
Lot Size	0.177 acres (7,693 sqft)
Owner	Individual Name on Record
Last Sale	$303,700 (Oct 2020)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jan 2019 Construction Loan Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-82004-420`

Property Details

APN / Parcel Number

Primary APN	`989-82004-420`
Alternative APN	`597609`

Interior

Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	2,088 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,693 sqft (0.177 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	247 sqft

Location & Zoning

Street Address	701 LAJA LOOP
City	LAREDO
State	TX
Zip	78045-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 4, LOT 42, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	4
Legal Block	4
Legal Lot Number	42
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	701 LAJA LOOP, LAREDO, TX 78045-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS
Oct 7, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	20201406575
Deed Book / Page	4878 / 253
Prior Transfer Date	Oct 5, 2020
Prior Transfer Doc	004878/253
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	701 LAJA LOOP, LAREDO, TX 78045-6928
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004532/556
Date	Jan 9, 2019
Book Page	4532/556
Instrument	1349219

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 12, 2019

Interest

Rate Type	Adjustable Rate

October 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 7, 2020
Property Address	701 LAJA LOOP, LAREDO, TX 78045-6928
Document Number	004878/253
Book / Page	4878 / 253
Map Reference	VOL 35 PG 78&79
Instrument Date	Oct 5, 2020
Instrument	1406575
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 LAJA LOOP, LAREDO, TX 78045-6928

Mortgage

Document Number	0001406576
Date	Oct 7, 2020
Instrument	1406576

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,828 (-0.38%) Land $117,395 Building $260,433	$377,828 (-0.38%) Land $117,395 Building $260,433
2025	$1,919.00 (-12.33%) Homeowner's exemption	$379,252 (+13.94%) Land $117,395 Building $261,857	$379,252 (+13.94%) Land $117,395 Building $261,857
2024	$2,189.00 (+12.03%)
2023		$332,843 Land $101,701 Building $231,142	$332,843 Land $101,701 Building $231,142
2022	$1,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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