636 Laja Loop, Laredo, TX 78045 Property Records

Webb County property record for 636 Laja Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,752 sqft · built 2018
Lot Size0.159 acres (6,903 sqft)
OwnerIndividual Name on Record
Last Sale$233,000 (Oct 2018)
Deeds & MortgagesJun 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN989-82002-020

Property Details

APN / Parcel Number

Primary APN989-82002-020
Alternative APN
  • 597584

Interior

Stories1 Story
Building Area1,752 sqft Living Area
Gross Area2,170 sqft
1st Floor Area1,752 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,903 sqft (0.159 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area173 sqft

Location & Zoning

Street Address636 LAJA LOOP
CityLAREDO
StateTX
Zip78045-6927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 2, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST LA CUESTA
Legal Phase4
Legal Block2
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2017
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address636 LAJA LOOP, LAREDO, TX 78045-6927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Oct 2, 2018Vendor's Lien, Subdivision Related Transfer · VA Mortgage
GEO MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2018 · Amount on Record
Deed SaleOct 2, 2018 · Amount on Record
Deed Document Number20181341227
Deed Book / Page4487 / 348
Prior Transfer DateOct 1, 2018
Prior Transfer Doc004487/348
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address636 LAJA LOOP, LAREDO, TX 78045-6927
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005045/720
DateJun 17, 2021
Book Page5045/720
Instrument1432469
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateOct 2, 2018
Property Address636 LAJA LOOP, LAREDO, TX 78045-6927
Document Number004487/348
Book / Page4487 / 348
Map ReferenceVOL 35 PG 78&79
Instrument DateOct 1, 2018
Instrument1341227
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 LAJA LOOP, LAREDO, TX 78045-6927

Mortgage

Document Number0001341228
DateOct 2, 2018
Instrument1341228
Lender
NameGEO MORTGAGE SERVICES INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$330,283 (-0.43%) Land $106,306 Building $223,977$330,283 (-0.43%) Land $106,306 Building $223,977
2025$331,711 (+14.52%) Land $106,306 Building $225,405$331,711 (+14.52%) Land $106,306 Building $225,405
2023$289,661 Land $92,017 Building $197,644$289,661 Land $92,017 Building $197,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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